Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Non-technical summary for 'Macroprudential Limits on Mortgage Products: The Australian Experience'
22 Jul 2021
RDP
PDF
526KB
RDP 2021-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-non-technical-summary.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
of financial trouble after their purchase decision. Alternatively, lenders may be more likely to lend to.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
Emergency Liquidity Injections. Nicholas Garvin. Research Discussion Paper. R D P 2019 -10. The contents of this publication shall not be reproduced, sold or distributed without the prior consent of the Reserve Bank of Australia and, where applicable
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
Some Calculations on Inflation and Corporate Taxation in Australia
19 Nov 2012
RDP
PDF
635KB
Thus only the real component of interest payments constitutes an expense by a debtor or income to a lender, yet nominal interest payments are fully deductible from taxable corporate income, and ... component of the interest is compensation to lenders for
https://www.rba.gov.au/publications/rdp/1990/pdf/rdp9012.pdf
Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
12 Sep 2019
RDP
PDF
1464KB
If the borrower. defaults, the cash lender may recoup most (or all) of their investment by selling the collateral.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-09.pdf
The Role of Credit Supply in the Australian Economy
28 Jan 2015
RDP
PDF
817KB
6 Frictions other than information frictions may also operate. For example, if lenders are not. ... Recessions typically result in a deterioration in borrower creditworthiness, prompting lenders to reduce exposures to riskier assets and retract credit
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-02.pdf
Agency Costs, Balance Sheets and the Business Cycle
30 Nov 2009
RDP
PDF
114KB
This linkarises out of the asymmetry of information between borrowers and lenders andbetween managers and owners. ... gains a good reputation thatallows the lender to reduce the size of the premium.
https://www.rba.gov.au/publications/rdp/1993/pdf/rdp9311.pdf
Leverage Constraints and the International Transmission of Shocks
13 Dec 2009
RDP
PDF
251KB
3. The Model. In this section we describe a basic two-country model with levered borrowers and lenders in each country. ... Lenders cannot do this, and so may gain only indirectly from the investment, by lending to the investors.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-08.pdf
The Effect of Steady Inflation on Interest Rates and the Real Exchange Rate in a World with Free Capital Flows
18 Apr 2007
RDP
PDF
383KB
We argue that foreign lenders find Australian nominal assets attractive, and their demand for them appreciates the Australian real exchange rate. ... It involves imposing a tax, 0 , on foreign lenders with 0 = r - r.
https://www.rba.gov.au/publications/rdp/1991/pdf/rdp9101.pdf
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
assuming all loans have variable rates and that switching lenders is costless. ... housing collateral and lenders’ mortgage insurance (consistent with the double-trigger hypothesis.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf