Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Box B: The Impact of Lending Standards on Loan Sizes
10 Feb 2020
FSR
October 2018
PDF
634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf
5.2 Focus Topic: An Update on Fixed-rate Borrowers
9 Oct 2023
FSR
- October 2023
PDF
482KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/06-focus-topic-an-update-on-fixed-rate-borrowers.pdf
Overview
21 Nov 2022
FSR
- October 2022
PDF
144KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/overview.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
borrowers to negative equity. For example, in the ‘frictionless option model’, borrowers rationally. ... borrower entering arrears. They estimate a multinomial logit for whether borrowers in arrears go on.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Box B: Interest-only Mortgage Lending
10 Feb 2020
FSR
- April 2017
PDF
591KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-b.pdf
Overview
25 Apr 2023
FSR
- April 2023
PDF
145KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/overview.pdf
Overview
21 Nov 2022
FSR
- April 2022
PDF
70KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/00-overview.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
access to data on individual borrowers. We use a regression in the spirit of a triple-difference framework to address the potential difference. ... including because non-banks may lend to a different population of borrowers than banks.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Box C: Non-conforming Housing Loans
21 Mar 2005
FSR
- March 2005
PDF
52KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-c.pdf
Financial Stability Assessment
5 Oct 2023
FSR
- October 2023
PDF
160KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/00-overview.pdf