Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Role of Collateral in Borrowing
14 Jan 2021
RDP
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1784KB
the extensive margin (i.e. number of counterparties borrowed from), consistent with collateral. ... 4. The credit channel literature shows that borrower and loan characteristics are important.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
The Evolving Structure of the Australian Financial System
7 Dec 2006
Conferences
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118KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/edey-gray.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
activities. Davis (2011) notes that residential loans made up close to 60 per cent of Australian banks’ total loan portfolios in 2009, but less than 40 per cent in the United ... Unlike variable interest rates in a number of other countries, almost all
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Central Bank Frameworks: Evolution or Revolution?
4 Jan 2023
Conferences
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7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf
Do Australian Households Borrow to Keep up with the Joneses?
8 Nov 2022
RDP
PDF
1659KB
including credit card and personal debt, e.g. hire purchase loan, car loan and other personal loans). ... hand-to-mouth) take out larger loans for investment purposes than their liquidity-constrained.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-06.pdf
Monetary and Fiscal Institutional Arrangements: Have We Got Them Backwards?
29 Dec 2022
Conferences
PDF
202KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-leeper-presentation.pdf
Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies
28 Dec 2022
Conferences
PDF
375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
7 Jan 2024
RDP
PDF
1715KB
invest (extensive margin), and the extent of investment (intensive margin). The effects are. ... is slightly less evidence of significance on the intensive margin (see Figure C6).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf
Risk and the Transformation of the Australian Financial System
22 Nov 2007
Conferences
PDF
238KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/ryan-thompson.pdf
The Transmission of Monetary Policy through Banks' Balance Sheets
10 Feb 2020
Conferences
PDF
1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf