Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
By product type, the rise in DAR was mostly driven by credit card and other personal lending (which are generally unsecured). ... the same period; annualised net write-offs reported by the three banks averaged 3 per cent between 2010 and 2012 for both
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia’s Bond Purchases
19 May 2022
RDP
PDF
1938KB
The Yield and Market Function Effects of the Reserve Bank of Australia’s. Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. Research Discussion Paper. R DP 2022- 02. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-02.pdf
Banking Concentration, Financial Stability and Public Policy
20 Nov 2007
Conferences
PDF
191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf
Financial Stability in a Low Interest Rate Environment: An Australian Case Study
10 Feb 2020
Conferences
PDF
1518KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-ellis-littrell.pdf
Discussion of Exploring the Link between the Macroeconomic and Financial Cycles
10 Feb 2020
Conferences
PDF
683KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-cagliarini-price-discussion.pdf
Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
The major non-credit risk dataset used in this paper is the micro data underlying the measures of aggregate credit provided by financial institutions in Australia. ... Aggregate credit losses clearly have a relationship with the economic cycle, but
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf
MEETING ON MONETARY ISSUES Reserve Bank of Australia Research ...
15 Oct 2014
RDP
PDF
980KB
3. broader monetary and credit aggregates to guage better the growth of total financing. ... Marzouk and Valentine estimated a series of equations for Ml. M3 and two broader aggregates - one similar to broad money and a wider credit aggregate.
https://www.rba.gov.au/publications/rdp/1985/pdf/rdp8502.pdf
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
markets. Suppose that each market has a different sensitivity to changes in aggregate output growth. ( ... ,i tX is a vector of controls for both local and aggregate market conditions.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
Asset Prices, Credit Growth, Monetary and Other Policies: An Australian Case Study
14 Sep 2010
RDP
PDF
296KB
JEL Classification Numbers: E58, G28 Keywords: asset prices, credit growth, lending standards, monetary policy,. ... Others emphasise that large rises in asset prices are more likely to be problematic when accompanied by rapid growth in credit and
https://www.rba.gov.au/publications/rdp/2010/pdf/rdp2010-06.pdf