Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
borrowers to negative equity. For example, in the ‘frictionless option model’, borrowers rationally. ... borrower entering arrears. They estimate a multinomial logit for whether borrowers in arrears go on.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Private Capital Flows, Living with Volatility, and the New Architecture
7 Dec 2006
Conferences
PDF
30KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/corden.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
access to data on individual borrowers. We use a regression in the spirit of a triple-difference framework to address the potential difference. ... including because non-banks may lend to a different population of borrowers than banks.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
An Industry Perspective on the Future of the Australian Financial System
7 Dec 2006
Conferences
PDF
15KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/cole.pdf
Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
collateral, whereas if an unsecured borrower defaults, the lender joins other unsecured creditors. ... Loan-level data are valuable because, for example, they capture information on the borrower and.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
Semi-Annual Statement on Monetary Policy
30 Jul 2003
SMP
PDF
80KB
securities. Larger margin lenders in Australia saythat Australian borrowers typically geartheir portfolios conservatively, providingaround 50 per cent of funds from their ownresources. ... market value of a borrower’s equity fallingbelow the minimum
https://www.rba.gov.au/publications/smp/2000/may/pdf/box-c.pdf
Overview
20 Nov 2023
SMP
- November 2023
PDF
82KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/overview.pdf
Read me file for The Role of Collateral in Borrowing
17 Jan 2021
RDP
PDF
467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf
Semi-Annual Statement on Monetary Policy
5 Aug 2003
SMP
PDF
58KB
Banks initially responded to thecompetition from mortgage managers byproduct innovation aimed at new borrowers,rather than cutting their main standardvariable interest rates. ... attracting borrowers from their competitors.A similar episode occurred in
https://www.rba.gov.au/publications/smp/1997/may/pdf/box-5.pdf
Box C: Do Borrowers with Older Mortgages Pay Higher Interest Rates?
6 Feb 2020
SMP
- February 2020
PDF
223KB
https://www.rba.gov.au/publications/smp/2020/feb/pdf/box-c-do-borrowers-with-older-mortgages-pay-higher-interest-rates.pdf