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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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How the Private Sector Can Improve Public Transportation Infrastructure

27 Jul 2014 Conferences PDF 191KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/winston.pdf

Discussion of Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia

21 Aug 2015 Conferences PDF 51KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/connolly-lacava-read-disc.pdf

Introduction to Small Business Conditions and Finance

20 Aug 2015 Conferences PDF 53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf

A Tale of Two Surveys: Household Debt and Financial Constraints in Australia

2 Dec 2009 RDP PDF 168KB
Credit cards –0.19 1.2 1 card –2.3. Credit card interest 0.55 31.2% Pays interest 4.9. ... 23. Figure 11: Marginal Effect of Credit Card Ownership. Predicted probability of being financially constrained.
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-08.pdf

Stress Testing the Australian Household Sector Using the HILDA Survey

5 Mar 2015 RDP PDF 1095KB
Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and upward pressure for credit card ... Additionally, the assumption that interest rates on credit cards
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia. ... issuer) that primarily reflects costs of ATM withdrawals made using a debit card.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

Estimating Marginal Propensities to Consume in Australia Using Micro Data

27 Nov 2009 RDP PDF 252KB
We do not account for theeffect that servicing any credit card debt will have on consumption. ... that nolonger hold a credit card; although this does not imply a causal relationship.23.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-07.pdf

Aggregate Unemployment and Household Unsecured Debt

28 Nov 2014 Research Workshop PDF 759KB
https://www.rba.gov.au/publications/workshops/research/2014/pdf/bethunea-rocheteaub-rupert.pdf

Developments in the Banking of Business

7 Dec 2006 Conferences PDF 26KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/joss.pdf

Banking Concentration, Financial Stability and Public Policy

20 Nov 2007 Conferences PDF 191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf