Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Non-technical summary for 'Do Australian Households Borrow to Keep up with the Joneses?'
4 Nov 2022
RDP
PDF
467KB
RDP 2022-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-06/rdp-2022-06-non-technical-summary.pdf
Non-technical summary for 'The Role of Collateral in Borrowing'
15 Jan 2021
RDP
PDF
417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf
Academic Views of Capital Flows: An Expanding Universe
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/dooley-walsh.pdf
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
25 Jan 2023
RDP
PDF
1588KB
constraints. In the empirical micro literature, Mian andSufi (2009) document that zip codes with more subprime borrowers in 1996 had disproportionatelyhigh mortgage growth in the boom and default rates in 2007 ... Further, prime borrowers in these
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-01.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
borrowers to repay their loans and the values of the assets these loans are secured against. ... rate loans, the policy easing also directly reduces borrowers’ interest payments, thereby improving.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
increase banks’ willingness to extend loans to riskier borrowers (Rajan 2006; Haldane 2011).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies
28 Dec 2022
Conferences
PDF
375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf
Non-technical summary for 'The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis'
17 Jul 2020
RDP
PDF
425KB
RDP 2020-03 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-03/rdp-2020-03-non-technical-summary.pdf
Impacts of Financial Factors on Emerging Market Business Cycle Fluctuations
1 Dec 2009
Research Workshop
PDF
365KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/tanboon.pdf