Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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Inquiry by the Senate Economics References Committee into Bank Funding Guarantees – Joint Submission from the RBA and APRA
27 Jul 2009
Submissions
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98KB
Inquiry into the Bank Funding Guarantees
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/pdf/inquiry-bank-funding-guarantees.pdf
The Impact of Hedge Funds on Financial Markets
23 Feb 2001
Submissions
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55KB
establishing clear policies and procedures for interactions with HLIs as part of theoverall credit risk management environment;. • ... closely monitoring credit exposures vis-à-vis HLIs, taking into account their tradingactivities, risk concentration,
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-international-financial-markets-effects-on-govt-policy/pdf/impact-hedge-funds-on-financial-markets-1999.pdf
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
fees for service). Costs can be divided into operating costs and costs of credit risk. ... Credit risk. 43. In the fi rst half of the 1980s, costs of bad debts averaged only about 0.2 per cent of assets.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
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166KB
the risk associated with the different types of lending. ... 24. A high proportion of business credit in Australia is provided by banks through acceptance of bills, which are then sold in the market.4 The income banks receive for this
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
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379KB
lower-cost products by banks; and reductions in risk margins, partly refl ecting the more explicit recognition of the quality of assets offered as collateral. ... Small business loans secured by residential property, for example, in most cases no longer
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Hedge Funds, Financial Stability and Market Integrity
14 May 2002
Submissions
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86KB
The proposed standards cover the following areas:(i) the development of internal policies that govern banks’ relationship with HLIs; (ii) thecollection of information about the activities and credit risk of HLIs; ... They might also include procedures
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/pdf/hedge-funds-financial-stability-and-market-integrity.pdf
Report to the House of Representatives Standing Committee on Economics - May 2009
14 May 2009
Submissions
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95KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/pdf/inquiry-report-2009-05.pdf
SACE Subject Consultation – Economics Renewal
3 Feb 2020
Submissions
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2519KB
Should this not be so, there is the risk of further falls in Economics enrolments or disengagement with the subject among students in South Australia, a state where Economics enrolments are ... There is also the suggestion that female students are more
https://www.rba.gov.au/publications/submissions/other/sace-subject-consultation-economics-renewal-july-2018/pdf/sace-subject-consultation-economics-renewal-july-2018.pdf
Submission to the Inquiry into Affordable Housing - February 2014
17 Mar 2014
Submissions
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1303KB
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/pdf/inquiry-affordable-housing.pdf
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
PDF
1496KB
of housing supply. Access to credit also plays a role, affecting both households’ ability to borrow to.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf