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RBA Glossary definition for Real interest rate

Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.

RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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International Comparisons of Bank Margins - August 1994

18 Jun 2004 Submissions PDF 166KB
average interest rate charged for loans and the average interest rate paid on deposits. ... The interest spread is the difference between the average interest rate earned on interest-earning assets and the average interest rate paid on interest-bearing
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf

Report to the House of Representatives Standing Committee on Economics - May 2009

14 May 2009 Submissions PDF 95KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/pdf/inquiry-report-2009-05.pdf

Note on Bank Fees on Small Businesses

22 Sep 2003 Submissions PDF 379KB
rate available to households.3 Interest rates on various types of loans to small business are shown in Graph 2. ... 3 See Recent Developments in Bank Interest Rates, Reserve Bank Bulletin, April 1999.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf

Submission to the Inquiry into Financial Related Crime

2 Jul 2014 Submissions PDF 203KB
Inquiry into Financial Related Crime
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-financial-related-crime-2014-07/pdf/inquiry-into-financial-related-crime-2014-07.pdf

Recent Developments in State Level Economic Activity and Inflation

24 Jul 2008 Submissions PDF 156KB
Senate Select Committee on State Government Financial Management
https://www.rba.gov.au/publications/submissions/economic-activity/recent-developments-in-state-level-economic-activity-and-inflation/pdf/recent-developments-in-state-level-economic-activity-and-inflation.pdf

NESA Review of Commerce Years 7-10 Syllabus

30 Jul 2018 Submissions PDF 1687KB
NESA REVIEW OF COMMERCE YEARS 7-10 SYLLABUS | 2. Furthermore, the instrument of monetary policy – the cash rate – influences other interest rates in the economy, with interest rates and inflation being
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus-2018/pdf/submission-to-nesa-review-of-commerce-years-7-10-syllabus.pdf

SACE Subject Consultation – Economics Renewal

3 Feb 2020 Submissions PDF 2519KB
1.1 The Interests of the Reserve Bank of AustraliaAs an economic agency and policymaker, the Reserve Bank of Australia takes an interest in developments affecting Economics students and educators and ... Employment rates and starting salaries for
https://www.rba.gov.au/publications/submissions/other/sace-subject-consultation-economics-renewal-july-2018/pdf/sace-subject-consultation-economics-renewal-july-2018.pdf