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RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Australian Economy and Financial Markets
2 May 2024
Chart Pack
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5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf
Asset Prices, Credit Constraints, and Macroeconmoic Fluctuations
2 Dec 2009
Research Workshop
PDF
368KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/zha.pdf
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
PDF
1403KB
1A corridor system is a rate on discount-window loans and interest on reserves. ... Consider the liquidity premium that determines theloans rate: loans have to earn a premium over the interest on reserves because, on the margin,an additional holding of
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf
Financial intermediation and the international business cycle: The case of small countries with big banks
12 Dec 2011
Research Workshop
PDF
2130KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/thoenissen.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
PDF
166KB
a) Average interest margins. 5. Interest income results from banks charging more on their loans than they pay on their deposits. ... The US has the highest total income margin, mainly refl ecting both high interest margins and high non-interest income.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
The Saving Glut of the Rich and the Rise in Household Debt
19 Dec 2019
Research Workshop
PDF
620KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-sufi.pdf
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
This is because loan-level data alone can identify which loans prepay butcannot link the prepaying loan to the new loan being originated and its purpose. ... Beginning in 2005, theability to link loans to households means that we can then link the loan
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
Financial Markets and Unemployment
12 Dec 2011
Research Workshop
PDF
1637KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/monacelli.pdf
Household Leverage and the Recession
19 Dec 2019
Research Workshop
PDF
1138KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-jones.pdf
The Domestic and International Effects of Financial Deregulation
21 Jul 2007
Research Workshop
PDF
540KB
International Macroeconomics
https://www.rba.gov.au/publications/workshops/research/2007/ghironi.pdf