Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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The Relationship between Financial Indicators and Economic Activity: 1968–1987
19 Nov 2012
RDP
PDF
1761KB
LENDING CREDIT :. 6. 4. 2. 0. -2rtmmmmnmmmnmmmmrlmmmnn+-2 1968 1971 1974 1977 1980. ... It suggests that the broader lending and credit aggregates do lag nominal demand.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8805.pdf
Non-technical summary for 'Credit Spreads, Monetary Policy and the Price Puzzle'
24 Jan 2020
RDP
PDF
458KB
RDP 2020-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-01/rdp-2020-01-non-technical-summary.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
for consumers to use higher-cost credit cards (Simon, Smith and West 2009). ... Most important reason, by age, 2016. Note: Per cent of credit card holders.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
2 The main groups are banks, merchant banks, finance companies, building societies, credit. ... demand for credit played a role in both episodes, with these institutions being activelenders at the more speculative end of the risk spectrum.
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
degree of error around the data when split between debit and credit cards. ... Used at least once Used most often. Debit card(contact). Credit card(contact).
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
10 Sep 2020
RDP
PDF
457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
changes in credit risk (determined by changes in capital adequacy) and a zero lower bound. ... conditions (Brassil et al 2018). But increases in credit risk would increase banks’ cost of debt funding.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
The Relationship between Financial Indicators and Economic Activity: Some Further Evidence
19 Nov 2012
RDP
PDF
1506KB
Broad monetary and credit aggregates tended to be at best coincident with activity, if not lagging. ... lending/ credit aggregates bank lending, lending by all financial intermediaries (AFI lending) and credit; and.
https://www.rba.gov.au/publications/rdp/1989/pdf/rdp8903.pdf
China’s Evolving Monetary Policy Framework in International Context
4 Dec 2019
RDP
PDF
1923KB
monetary policy, attributed to any number of frictions including interest rate controls, credit quotas,. ... instances where similarities to advanced economies have been highlighted (at the possible risk of.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-11.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
10. 20. 30. %. 0. 10. 20. 30. %. Cash Debit cards Credit cards Other. ... of cash and, to a lesser extent, credit cards for their everyday transactions.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf