Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
Search Results
For the Record: Explanatory Note on Revisions to Housing Credit Data
12 Sep 2005
Bulletin
PDF
88KB
Reserve Bank of Australia Bulletin September 2005
https://www.rba.gov.au/publications/bulletin/2005/sep/pdf/bu-0905-3.pdf
Developments in Australian Retail Finance
19 Sep 2006
Bulletin
PDF
75KB
Address by Mr Ric Battellino, Assistant Governor (Financial Markets), to Retail Financial Services Forum, Sydney, 22 August 2006
https://www.rba.gov.au/publications/bulletin/2006/sep/pdf/bu-0906-3.pdf
Recent Developments in Interest Rates on Bank Lending
22 Feb 2001
Bulletin
PDF
59KB
points. BanksStandard variable -4.00 6.50Basic -3.05 5.90. Mortgage managersStandard variable -2.80 6.10Basic. ... This cut largely closed the gap betweenthe interest rate on banks’ standardvariable-rate loans and mortgage managers’rates.
https://www.rba.gov.au/publications/bulletin/1999/apr/pdf/bu-0499-1.pdf
Some Observations on the Cost of Housing in Australia
10 Apr 2008
Bulletin
PDF
102KB
Address by Dr Anthony Richards, Head of Economic Analysis Department, to 2008 Economic and Social Outlook Conference, The Melbourne Institute, Melbourne, 27 March 2008
https://www.rba.gov.au/publications/bulletin/2008/apr/pdf/bu-0408-5.pdf
Developments in Banks’ Funding Costs and Lending Rates
16 Mar 2016
Bulletin
March Quarter 2016
PDF
1443KB
https://www.rba.gov.au/publications/bulletin/2016/mar/pdf/bu-0316-3.pdf
Inflation and Changing Public Attitudes
21 Aug 2002
Bulletin
PDF
81KB
The best example of this is there-emergence of fixed-interest borrowingfor housing mortgages, which nowaccounts for 16 per cent of new mortgages.Under these loans, interest is typically fixedfor three ... where the owners still have a mortgage.This gives
https://www.rba.gov.au/publications/bulletin/1995/dec/pdf/bu-1295-2.pdf
Prudential Supervision and the Changing Financial System
30 Sep 2002
Bulletin
PDF
72KB
products (eg mortgage originators inhousing loans);. • the development of new products, offeredby both established and new players (egcomplex derivatives);. • ... Meanwhile, wholesale offeringsof the securities backed by mortgages aresubject to the
https://www.rba.gov.au/publications/bulletin/1996/apr/pdf/bu-0496-3.pdf
Shadow Banking – International and Domestic Developments
17 Mar 2015
Bulletin
March Quarter 2015
PDF
304KB
https://www.rba.gov.au/publications/bulletin/2015/mar/pdf/bu-0315-8.pdf
Some Recent Banking Developments
5 Feb 2003
Bulletin
PDF
69KB
The variable rate housing mortgage iswidely regarded as being a product with arelatively fat margin. ... We may have to rethink ourassumptions about the housing market; perhapsthere may be two totally different sub-marketswithin the Australian housing
https://www.rba.gov.au/publications/bulletin/1994/oct/pdf/bu-1094-3.pdf
China’s Property Sector
17 Mar 2015
Bulletin
March Quarter 2015
PDF
348KB
https://www.rba.gov.au/publications/bulletin/2015/mar/pdf/bu-0315-5.pdf