Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Evolution and Regulation of the Payments System
13 Apr 2006
Bulletin
PDF
74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf
Trends in Mobile Payments in Developing and Advanced Economies
20 Mar 2013
Bulletin
PDF
1117KB
Reserve Bank of Australia Bulletin March 2013
https://www.rba.gov.au/publications/bulletin/2013/mar/pdf/bu-0313-8.pdf
Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
FINANCIAL INNOVATION BIBLIOGRAPHY compiled by Lindsay F. Boultori and ...
14 Oct 2014
RDP
PDF
2298KB
76, 1967, pp.889-892. RUSSELL, T. The Economics of Bank Credit Cards.
https://www.rba.gov.au/publications/rdp/1984/pdf/rdp8402.pdf
Competition Between Payment Systems: Results
15 Apr 2009
RDP
PDF
273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf
Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... Hence, theseconsumers face a higher effective per-transaction charge for payments on theirplatform i cards than consumers in ci,
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
The stickiest interest rate is the rate on credit cards. BetweenJanuary 1986 and October 1994, the credit card rate ranged between 14.4 per centand 24.7 per cent whereas the ... of spreads follows a significant reductionin banks' charges for bad and
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
Bulletin March Quarter 2012
20 Apr 2012
Bulletin
PDF
3093KB
Extracting Information from Financial Market Instruments 45. The Personal Credit Card Market in Australia: Pricing over the Past Decade 55.
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312.pdf
Bank Fees in Australia
15 Mar 2023
Bulletin
- March 2023
PDF
860KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bank-fees-in-australia.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... This is limiting. in the Australian case as banks do not typically charge for own-ATM withdrawals.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf