Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Bulletin March Quarter 2020
26 May 2020
Bulletin
- March 2020
PDF
5308KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/bulletin-2020-03.pdf
Financial Stability Review - March 2024
26 Mar 2024
FSR
- March 2024
PDF
2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
1. The Global and Macro-financial Environment
9 Oct 2023
FSR
- October 2023
PDF
917KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/01-global-financial-environment.pdf
Consumer Credit and Household Finances
22 Feb 2001
Bulletin
PDF
61KB
Growth in credit card debt hasbeen concentrated in credit cards with aninterest-free period, suggesting that users arenot seeking longer-term finance to makepurchases, but rather are using credit cardsas a ... 8. 0. 2. 4. 6. 8. (Cards with interest-free
https://www.rba.gov.au/publications/bulletin/1999/jun/pdf/bu-0699-2.pdf
Payments System Reform: The Australian Experience
17 May 2005
Bulletin
PDF
53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf
Financial Stability Review - March 2006
28 Mar 2006
FSR
- March 2006
PDF
645KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/0306.pdf
Financial Stability Review
1 Apr 2004
FSR
PDF
611KB
Credit cards. Sources: ABS; RBA. Reserve Bank of Australia. 7. of household disposable income; prior to this, the usual pattern was for the household sector to inject equity into the housing ... Growth in credit card cash advances – another potential
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf
Bank Fees in Australia
15 Mar 2023
Bulletin
- March 2023
PDF
860KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bank-fees-in-australia.pdf
Bulletin June Quarter 2022
26 Sep 2022
Bulletin
- June 2022
PDF
9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf