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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Bulletin

29 Jan 2024 Bulletin - January 2024 PDF 5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf

The Role and Development of Local Capital Markets

4 Mar 2003 Bulletin PDF 72KB
Theirraison d’etre is to bring together borrowers andlenders in ways that best allocate a nation’sfinancial resources. ... smalland medium sized borrowers whose creditworthiness requires a good deal of informationto assess.
https://www.rba.gov.au/publications/bulletin/1995/jan/pdf/bu-0195-2.pdf

Australian Banking – Current Conditions and Prospects

4 Jun 2003 Bulletin PDF 42KB
But, even allowingfor an expected increase when the economyand borrowers are doing well, currentcapitalisation seems rather comfortable.
https://www.rba.gov.au/publications/bulletin/1995/oct/pdf/bu-1095-3.pdf

Cash Rate Pass-through to Outstanding Mortgage Rates

17 Apr 2024 Bulletin - April 2024 PDF 736KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/cash-rate-pass-through-to-outstanding-mortgage-rates.pdf

Partial Mortgage Prepayments and Housing Credit Growth

18 Sep 2013 Bulletin PDF 725KB
Reserve Bank of Australia Bulletin September Quarter 2013
https://www.rba.gov.au/publications/bulletin/2013/sep/pdf/bu-0913-4.pdf

Financial Stability Risks from Commercial Real Estate

15 Feb 2024 Bulletin - September 2023 PDF 1116KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/financial-stability-risks-from-commercial-real-estate.pdf

Regional Financial Arrangements: Recent Developments

18 May 2004 Bulletin PDF 37KB
It wouldparticularly offer currency risk matching forboth borrowers and lenders in a way whichwould have been helpful during the Asiancrisis. ... A well-functioningmarket will, of course, surely deliver lower costborrowing to well-run government
https://www.rba.gov.au/publications/bulletin/2004/may/pdf/bu-0504-5.pdf

Statement to Parliamentary Committee

23 Feb 2001 Bulletin PDF 24KB
Credit is readily available,borrowers seem to regard current interestrates as attractive, financial wealth is rising,as is private sector leverage. • ... exchange rate has come down againstmajor currencies, and competition amongbanks has reduced
https://www.rba.gov.au/publications/bulletin/1998/may/pdf/bu-0598-1.pdf

Asia and the Financial Sector

22 Feb 2001 Bulletin PDF 35KB
This occurredthrough a variety of channels – in some cases,banks had borrowed heavily in foreigncurrency; more often, the borrowers were thenon-bank business sector.
https://www.rba.gov.au/publications/bulletin/1997/dec/pdf/bu-1297-4.pdf

Recent Developments in Interest Rates on Bank Lending

22 Feb 2001 Bulletin PDF 59KB
These competitive pressures eventually sawbanks cut interest rates charged on loans ofexisting borrowers too. ... Thisis consistent with a general move by bankstoward recognising explicitly the quality ofcollateral offered by borrowers.
https://www.rba.gov.au/publications/bulletin/1999/apr/pdf/bu-0499-1.pdf