Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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Credit Risk in Banking
23 Feb 2001
Bulletin
PDF
21KB
On 1–2 May 1997, the Bank convened aconference entitled, ‘Credit Risk in Banking’. ... However, there remainsome important obstacles to be overcomebefore that objective is likely to be achievedin relation to credit risk.
https://www.rba.gov.au/publications/bulletin/1997/nov/pdf/bu-1197-3.pdf
Consumer Credit and Household Finances
22 Feb 2001
Bulletin
PDF
61KB
and the increasedconvenience of using credit cards to makepayments by telephone or computer. ... 120. 140. 40. 60. 80. 100. 120. 140. Credit Card TransactionsAll banks, quarterly.
https://www.rba.gov.au/publications/bulletin/1999/jun/pdf/bu-0699-2.pdf
The Changing Australian Retail Payments Landscape
10 Jul 2003
Bulletin
PDF
76KB
Table 1: Non-cash Retail Payments in Selected Countries. Cheques Debit Credit Direct Direct Totalcards(a) cards credits(b) debits. ... Credit Card Balances. 1995 1997 1999 2001 2003. Proportion of non-housingpersonal credit.
https://www.rba.gov.au/publications/bulletin/2003/jul/pdf/bu-0703-1.pdf
Bulletin March Quarter 2019
20 Apr 2023
Bulletin
- March 2019
PDF
4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf
Explanatory Note on Changes to Credit Data (part of 'For the Record')
1 Jul 2004
Bulletin
PDF
49KB
data for dealing with the problems,the Bank is now revising its methodology forcalculating credit data. ... questions on the build-up of liabilities of the household sector, theexpanded credit data will be of greaterrelevance.
https://www.rba.gov.au/publications/bulletin/2004/jun/pdf/bu-0604-4.pdf
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Credit Ratings and Market Dynamics
8 Apr 2004
Bulletin
PDF
67KB
Theseregulatory arrangements, and the fact thatincreasingly banks are benchmarking theirown credit risk assessments against ratingsfrom the agencies, may strengthen theinfluence of ratings on banks’ willingness tolend. ... 5. Standard & Poor’s (2002),
https://www.rba.gov.au/publications/bulletin/2004/apr/pdf/bu-0404-2.pdf
Explanatory Note on Provision of Owner-occupier And Investor Housing Credit Data
10 Apr 2008
Bulletin
PDF
25KB
Reserve Bank of Australia Bulletin April 2008
https://www.rba.gov.au/publications/bulletin/2008/apr/pdf/bu-0408-6.pdf
A Guide to the Card Payments System Reforms
15 Mar 2011
Bulletin
PDF
274KB
Reserve Bank of Australia Bulletin September 2010
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910-7.pdf
Measuring Credit
15 Sep 2009
Bulletin
PDF
163KB
Reserve Bank of Australia Bulletin September 2009
https://www.rba.gov.au/publications/bulletin/2009/sep/pdf/bu-0909-3.pdf