Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
12 Sep 2019
RDP
PDF
1464KB
Note: (a) Discounted variable rates on owner-occupier housing loans; spread to cash rate. ... rates. Applying the same methodology, we find margins on residential mortgages have been.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-09.pdf
Operations in Financial Markets
9 Aug 2023
RBA Annual Report
- 2022
PDF
764KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/operations-in-financial-markets.pdf
How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
PDF
1843KB
which was announced in March 2020. Autor et al (2020) find that receiving a PPP loan led to a. ... counterfactual of not receiving a PPP loan.11 Other evaluations of the PPP have yielded mixed results.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
Reserve Bank of Australia Annual Report 2021
29 Sep 2022
RBA Annual Report
2021
PDF
6721KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/2021-report.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
severe downturn thanks to moderate loan-to-valuation ratios on residential mortgages; and the. ... amount of collateral backing their mortgage lending (that is, the moderate loan-to-valuation ratios.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Reserve Bank of Australia Annual Report 2021 - Risk Management
21 Oct 2021
RBA Annual Report
2021
PDF
385KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/risk-management.pdf
Payments System Board Annual Report 2023
11 Oct 2023
PSB Annual Report
- 2023
PDF
2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
costly at the margin, and since the marginal effect of taking liquidity risk is to increase the probability. ... credible. In the model presented here, lending policies that permit banks to repay the loans after.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
Housing and Housing Finance: The View from Australia and Beyond
8 Jan 2007
RDP
PDF
278KB
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/pdf/rdp2006-12.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
While fees are a reasonable proxy for costs in some situations, there are other instances where they are not sufficient given that profit margins are not separately identified and so are ... Finally, cheques are the most resource intensive of the payment
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf