Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Semi-Annual Statement on Monetary Policy
6 Feb 2013
Bulletin
PDF
479KB
Reserve Bank of Australia Bulletin November 1997
https://www.rba.gov.au/publications/bulletin/1997/nov/pdf/bu-1197-2.pdf
Some Comments on Bank Funding
18 Mar 2010
Bulletin
PDF
161KB
Remarks to 22nd Australasian Finance and Banking Conference, Sydney, 16 December 2009
https://www.rba.gov.au/publications/bulletin/2010/mar/pdf/bu-0310-11.pdf
Developments in Banks’ Funding Costs and Lending Rates
20 Mar 2013
Bulletin
PDF
1391KB
Reserve Bank of Australia Bulletin March 2013
https://www.rba.gov.au/publications/bulletin/2013/mar/pdf/bu-0313-7.pdf
Reserve Bank of Australia Annual Report 2019 - Risk Management
10 Feb 2020
RBA Annual Report
2019
PDF
991KB
https://www.rba.gov.au/publications/annual-reports/rba/2019/pdf/risk-management.pdf
Recent Developments in Small Business Finance and Economic Conditions
15 Feb 2024
Bulletin
- September 2023
PDF
1051KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/recent-developments-in-small-business-finance-and-economic-conditions.pdf
Bank Funding and the Recent Tightening of Monetary Policy
17 Apr 2024
Bulletin
- April 2024
PDF
1208KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bank-funding-and-the-recent-tightening-of-monetary-policy.pdf
Bulletin March Quarter 2021
22 Mar 2021
Bulletin
- March 2021
PDF
6101KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/bulletin-2021-03.pdf
Reserve Bank of Australia Annual Report 2020 - Financial Statements
14 Oct 2020
Annual Report
PDF
773KB
Interest is accrued over the term of the loan and is paid at maturity. ... Cash collateral provided 434 2 0.4. Gold loans 736 1 0.1.
https://www.rba.gov.au/publications/annual-reports/rba/2020/pdf/financial-statements.pdf
Financial Stability Risks from Non-bank Financial Intermediation in Australia
17 Apr 2024
Bulletin
- April 2024
PDF
565KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/financial-stability-risks-from-non-bank-financial-intermediation-in-australia.pdf
Recent Developments in Interest Rates on Bank Lending
22 Feb 2001
Bulletin
PDF
59KB
Atthe same time, some banks also announcedfixed risk margins for loans secured by. ... For‘larger’ small business loans, margins inAustralia might still be a little wider than inthe United States.
https://www.rba.gov.au/publications/bulletin/1999/apr/pdf/bu-0499-1.pdf