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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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The Consequences of Low Interest Rates for the Australian Banking Sector

29 Dec 2022 Conferences PDF 1166KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil-presentation.pdf

Financial Stability Review - March 2024

26 Mar 2024 FSR - March 2024 PDF 2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf

Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All

30 May 2022 Research Workshop PDF 298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf

The Economics of Low Interest Rates

29 Dec 2022 Conferences PDF 1053KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-mian-presentation.pdf

Box D: Non-bank Lending for Property

10 Feb 2020 FSR April 2019 PDF 615KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/box-d.pdf

The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment

25 Jan 2023 RDP PDF 1588KB
constraints. In the empirical micro literature, Mian andSufi (2009) document that zip codes with more subprime borrowers in 1996 had disproportionatelyhigh mortgage growth in the boom and default rates in 2007 ... Further, prime borrowers in these
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-01.pdf

Box C: Recent Developments in Margin Lending

6 Aug 2004 SMP PDF 61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... Many margin loanproviders now also offer geared savings
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf

Reserve Bank of Australia Annual Report 2023

16 Oct 2023 RBA Annual Report - 2023 PDF 304KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/annual-performance-statement.pdf

Innovations in the Provision of Finance for Investor Housing

17 Dec 2002 Bulletin PDF 477KB
As such they reducethe need for borrowers to maintainprecautionary savings in low-interestdeposit accounts and can offer a taxefficient form of saving. ... In asimilar vein, borrowers can also split theirloan between a no-frills loan and a.
https://www.rba.gov.au/publications/bulletin/2002/dec/pdf/bu-1202-1.pdf

The Consequences of Low Interest Rates for the Australian Banking Sector

29 Dec 2022 Conferences PDF 1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf