Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
27KB
banks’ housing loan margins in1996 and early 1997. ... c) Customer risk margins apply to these products. (d) Since March 1997, banks have not applied a customer risk margin to term loans secured by residentialproperty.
https://www.rba.gov.au/publications/smp/1998/may/pdf/box-e.pdf
Monetary and Fiscal Institutional Arrangements: Have We Got Them Backwards?
29 Dec 2022
Conferences
PDF
202KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-leeper-presentation.pdf
The Transmission of Monetary Policy through Banks' Balance Sheets
10 Feb 2020
Conferences
PDF
1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf
The Australian Financial System
21 Nov 2022
FSR
- April 2022
PDF
981KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/03-australian-financial-system.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
304KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/risk-management.pdf
Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
Bank Fees in Australia
26 Sep 2022
Bulletin
- June 2022
PDF
596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf
Box C: Interest Rate Risk in the Australian Financial System
10 Feb 2020
FSR
April 2018
PDF
638KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-c.pdf
Bulletin June Quarter 2022
26 Sep 2022
Bulletin
- June 2022
PDF
9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
30KB
Margins on Loans. As noted, not all interest rates on loanshave fallen in line with the cash rate: somehave fallen by more and some by less. ... The indicator rates on small businessoverdrafts and term loans have fallenbroadly in line with the cash
https://www.rba.gov.au/publications/smp/1997/nov/pdf/box-e.pdf