Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Payment Systems (Regulation) Act 1998, The designated credit card systems operated by Bankcard, MasterCard and Visa - July 2005
20 Jul 2005
Media Release
PDF
123KB
Reform of Credit Card Schemes in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-08-gazette-notice-interchange-std.pdf
The Personal Credit Card Market in Australia: Pricing over the Past Decade
14 Mar 2012
Bulletin
PDF
162KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-7.pdf
The Australian Credit Card System: Consultation with the Reserve Bank of Australia
3 Dec 2001
PDF
25KB
A change in the perception of using credit cards and shift in the risk profile of. ... As a consequence: Customers using credit cards may feel ‘guilty’ using credit (loss of face at the.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/k1-cti.pdf
Payment Systems (Regulation) Act 1998 - The designated Visa Debit system and the designated Visa credit card system
23 Feb 2005
PDF
85KB
Standard No. 5. The ‘honour all cards’ rules in the Visa Debit and Visa credit card systems and the ‘no surcharge’ rule in the Visa Debit system. ... Honouring cards. 10. Neither the rules of the Scheme nor a participant in the Visa Debit system
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/gazettal-notices/pymt-sys-visa-debit-credit.pdf
Response to RBA's Proposed Changes to the Credit Card Interchange Standard: A Consultation Document - July 2005
24 Aug 2005
PDF
18KB
Submisions on Draft Common Credit Card Interchange Standard
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-draft/wbc-23082005.pdf
ANZ Response to Proposed Changes to the Credit Card Interchange Standard - A Consultation Document - July 2005
29 Sep 2005
PDF
353KB
Submissions on Draft Common Credit Card Interchange Standard
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-draft/anz-15092005.pdf
Standard: The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa Debit System
21 Nov 2012
PDF
154KB
Visa Debit Compilation
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/standards/pdf/visa-debit-compilation.pdf
Letter to the Head of Payments Policy, Credit Card Fees and Charges
3 Dec 2001
PDF
2833KB
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol2/q1-letter.pdf
Credit Card Interchange Fees
1 Feb 2007
PDF
18KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/wbc-01022007.pdf
Letter to the Governor of the Reserve Bank of Australia, The Australian Credit Card System - Exercise of Designation Powers
3 Dec 2001
PDF
13KB
THE AUSTRALIAN CREDIT CARD SYSTEM – EXERCISE OF DESIGNATION POWERS I refer to your letter dated 21 March 2001 stating your preparedness to designate the Australian credit card system. ... T.2. Ref: FPGW154. VISA intends to respond to the Reserve
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol2/t2-visa-020401.pdf