Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Policymaking at the Reserve Bank
18 Oct 2022
Speech
PDF
489KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-10-18.pdf
Australian Financial Markets and Climate Change
15 Aug 2023
Speech
PDF
597KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-08-08.pdf
3/21/2019 Property, Debt and Financial Stability | Speeches | ...
21 Mar 2019
PDF
426KB
And at that point, growth in lending to investors slowed sharply(Graph 6). ... But theimprovements in lending practices implemented by the banks over the past few years have resultedin credit conditions being tighter than they were a few years ago.
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-03-20.pdf
The Extraordinary Decline in Australia's Net Foreign Liabilities
18 Oct 2023
Speech
PDF
781KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-10-18.pdf
The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf
Emerging Threats to Financial Stability – New Challenges for the Next Decade
31 Oct 2023
Speech
PDF
1157KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-10-31.pdf
11/20/2017 Australian Property – Financial Stability and Foreign Involvement ...
20 Nov 2017
Speech
PDF
265KB
Lending standards were lowered and business credit grew by around 25 per cent eachyear in the second half of the 1980s. ... While riskier types of lending have moderated, and investor credit growth has slowed, the pace ofoverall housing credit growth has
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-11-20.pdf
The RBA and the Australian Economy
16 Dec 2021
Speech
PDF
367KB
While aggregate wagesgrowth has picked up recently, it has only returned to the low rates prevailing before the pandemic(Graph 14). ... The RBA isexpecting wages growth to pick up further but, at the aggregate level, to so do only gradually.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-16.pdf
The Housing Market and Financial Stability
23 Sep 2021
Speech
PDF
322KB
they were 100% certain itwould be repaid there would be too little credit. ... 100. 150. %. 0. 50. 100. 150. %Household Credit-to-income Ratio. Household creditHousehold credit.
https://www.rba.gov.au/speeches/2021/pdf/sp-ag-2021-09-22.pdf
Uncertainty and Risk Aversion – Before and After the Pandemic
7 Jun 2021
Speech
PDF
282KB
Speech | 2021
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-06-02.pdf