Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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22/09/2020 The Australian Economy and Monetary Policy | Speeches ...
22 Sep 2020
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217KB
The initial allowance of the TFF was 3 per cent of credit extended by the banking system or$84 billion. ... Thisamounts to an additional 2 per cent of credit, and is available to be drawn until June 2021.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-09-22.pdf
The Year Ahead
7 Feb 2019
Speech
PDF
339KB
And a fourth factor is that lending standards have been tightened and credit has become moredifficult to obtain. ... As a result,aggregate consumption has grown faster than income for the past few years.
https://www.rba.gov.au/speeches/2019/pdf/sp-gov-2019-02-06.pdf
Today's Reduction in the Cash Rate
5 Jun 2019
Speech
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504KB
Lending practices have been tightenedconsiderably and many lenders have become quite risk averse. ... In aggregate, the household sector pays around two dollars ininterest for every dollar it receives in interest income.
https://www.rba.gov.au/speeches/2019/pdf/sp-gov-2019-06-04.pdf
Financial Stability in Uncertain Times
24 Nov 2020
Speech
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1105KB
They have been able to support the economy rather than winding back lending and amplifying the crisis. ... The main way this will happen is through credit losses – both through business and household loans.
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-10-27.pdf
The Recovery from a Very Uneven Recession
15 Oct 2020
Speech
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383KB
In aggregate, household income is likely to decline in the December quarter as the unemploymentrate increases and government support becomes more targeted. ... The recent Budget provided welcome further support to the economy. The various measures
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-10-15.pdf
30/06/2020 The Reserve Bank's Policy Actions and Balance Sheet ...
30 Jun 2020
Speech
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349KB
They are able to draw on additionalamounts if they increase their lending to businesses, particularly small and medium-sized businesses. ... Some ofthat deposit growth was likely temporary as businesses drew on precautionary lines of credit and.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-06-30.pdf
Reconnecting Corporate Australia with Frozen Credit Markets
18 Mar 2010
Speech
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70KB
Corporate Finance World Australia 2009
https://www.rba.gov.au/speeches/2009/pdf/sp-so-101109.pdf
The Recovery, Investment and Monetary Policy
10 Mar 2021
Speech
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431KB
Not only would this provide a needed boost to aggregate demand over the next couple of years, but itwould also help build the capital stock that is needed to support future ... As part of this focus, we are continuing to pay close attention to lending
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-03-10.pdf
The Year Ahead
3 Feb 2021
Speech
PDF
370KB
Higher housing prices can also encourage additional residentialconstruction. But as housing prices rise again, we will be monitoring lending standards closely. ... system is able to provide the credit that is needed for the recovery.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-02-03.pdf
Reserve Bank Board Meeting Minutes - 5 June 1968
26 Jun 2019
Speech
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207KB
Economic conditions and prospects Memorandum discussed. The Board noted that both the composition and volume of aggregate spending was changing. ... a) bank liquidity had declined further; banks' new lending was continuing at relatively high levels;.
https://www.rba.gov.au/speeches/2019/darwin-branch/pdf/reserve-bank-board-minutes-june-1968.pdf