Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Note on Bank Fees on Small Businesses
22 Sep 2003
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379KB
Aggregate fee income from bill lines was $265 million in 1998, a fall on the previous year, which was in line with the trend in bill fi nancing. ... b) At the aggregate level, total fees earned from small businesses increased by 15 per cent in 1998, the
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Submission to the Inquiry into Family Business in Australia - October 2012
31 Oct 2012
Submissions
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784KB
Parliamentary Joint Committee on Corporations and Financial Services
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-family-business-2012.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
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797KB
Cheques. Direct debits and. credit transfers. Cash. 2019 cash transaction data are preliminary. ... SE. Card data for the United States and direct debits and credit transfers.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
Applications for Authorisation in Relation to 3D Secure
2 Mar 2016
Submissions
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152KB
Submission to the Australian Competition and Consumer Commission
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-3d-secure.pdf
Supplementary Submission to the Financial System Inquiry August 2014
26 Aug 2014
Submissions
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339KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/pdf/financial-system-inquiry-2014-08.pdf
Submission to the Senate Select Committee on Australia as a Technology and Financial Centre - July 2021
19 Jul 2021
Submissions
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610KB
syndicated lending and trade finance are possible use cases. ... neobanks. For example, in the early 2000s, using its regulatory powers under the Payment Systems (Regulation) Act 1998, the Bank imposed access regimes on the Visa and Mastercard credit
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-australia-as-a-technology-and-financial-centre.pdf
Application for Interim Authorisation in Relation to a Joint Communications Strategy for PIN@POS - 19 July 2013
2 Sep 2013
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963KB
Personal Identification Number at Point of Sale (PIN@POS)
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-pin@pos-2013-07.pdf
Banking Industry.indd
7 Jun 2004
Submissions
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522KB
19. One response to the inherently conservative lending policies of banks and the inability of newer and/or riskier borrowers to obtain credit was for governments to establish new lending facilities ... c) Availability of bank credit. 27. Bank credit has
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Hedge Funds, Financial Stability and Market Integrity
14 May 2002
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86KB
The strong reputationsalso led to a dilution of normal credit assessment standards by counterparties. ... Each of these is discussed below. 3.3.1 Improving the Credit Assessment Process.
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/pdf/hedge-funds-financial-stability-and-market-integrity.pdf
Inquiry by the Senate Economics References Committee into Bank Funding Guarantees – Joint Submission from the RBA and APRA
27 Jul 2009
Submissions
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98KB
Inquiry into the Bank Funding Guarantees
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/pdf/inquiry-bank-funding-guarantees.pdf