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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Appendix A: Debt Overhang Model

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
D. 1. D. =. φ. D. A. 0. where the maximum LVR in any period is given by.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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General Discussion on Financial Markets, Institutions and Liquidity | Conference – 2013

19 Aug 2013 Conferences
One participant asked whether empirical evidence suggested that macroprudential policy tools such as LVRs were effective. ... Evidence from Italy was cited to suggest that while LVR restrictions could dampen house prices in the short run, this effect was
https://www.rba.gov.au/publications/confs/2013/allen-carletti-disc.html

Housing Market Turnover

16 Mar 2017 Bulletin – March 2017
Hannah Leal, Stephanie Parsons, Graham White and Andrew Zurawski
The rate of housing market turnover, an important indicator of housing market conditions, has trended lower since the early 2000s. This is partly because households are moving less often and fewer own their own homes. More recently, the increase in
https://www.rba.gov.au/publications/bulletin/2017/mar/3.html

Household and Business Finances in Australia

9 Oct 2020 FSR – October 2020
effect. The loosening includes returning LVRs and the discounts applied to less reliable income such as rent, bonuses and overtime to their previous levels. ... However, risks to banks appear reasonably low. Banks' lending for off-the-plan apartments
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html

Macroprudential Supervision and the Role of Central Banks

28 Sep 2012 Speech
Malcolm Edey
Remarks to the Regional Policy Forum on Financial Stability and Macroprudential Supervision hosted by the Financial Stability Institute and the China Banking Regulatory Commission
https://www.rba.gov.au/speeches/2012/sp-ag-280912.html

Towards a more Transparent Securitisation Market

22 Nov 2016 Speech
Chris Aylmer
Speech delivered by Chris Aylmer, Head of Domestic Markets, to the Remarks to the Australian Securitisation Conference, Sydney
https://www.rba.gov.au/speeches/2016/sp-so-2016-11-22.html

The State of the Mortgage Market

30 Mar 2010 Speech
Guy Debelle
Speech by Guy Debelle to Mortgage Innovation Conference, Sydney
https://www.rba.gov.au/speeches/2010/sp-ag-300310.html

Glossary

2 Sep 2003 RBA Annual Report – 2003
IMF. International Monetary Fund. LVR. Loan-to-valuation ratio. NNPC. National Note Processing Centre.
https://www.rba.gov.au/publications/annual-reports/rba/2003/glossary.html

Lending Behaviour

31 Dec 2013 RDP 2013-15
Chris Stewart, Benn Robertson and Alexandra Heath
This has included, for example, competing for new borrowers with discounts based on both loan size and the loan-to-valuation ratio (LVR) (Table 2). ... LVR. (%). Loan size. $250,000. $500,000. $750,000. $1,000,000. 90–100. 63. 75.
https://www.rba.gov.au/publications/rdp/2013/2013-15/lending-behaviour.html

Box C: Households' Investment Property Exposures: Evidence from Tax and Survey Data

10 Sep 2014 FSR – September 2014
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination compared with owner-occupier loans. ... Some institutions also have lower maximum LVRs for investor loans, partly to offset the risks from lower repayments noted above.
https://www.rba.gov.au/publications/fsr/2014/sep/box-c.html