Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Appendix A: Debt Overhang Model
10 Jul 2019
RDP
2019-06
D. 1. D. =. φ. D. A. 0. where the maximum LVR in any period is given by.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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General Discussion on Financial Markets, Institutions and Liquidity | Conference – 2013
19 Aug 2013
Conferences
One participant asked whether empirical evidence suggested that macroprudential policy tools such as LVRs were effective. ... Evidence from Italy was cited to suggest that while LVR restrictions could dampen house prices in the short run, this effect was
https://www.rba.gov.au/publications/confs/2013/allen-carletti-disc.html
Housing Market Turnover
16 Mar 2017
Bulletin
– March 2017
The rate of housing market turnover, an important indicator of housing market conditions, has trended lower since the early 2000s. This is partly because households are moving less often and fewer own their own homes. More recently, the increase in
https://www.rba.gov.au/publications/bulletin/2017/mar/3.html
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
effect. The loosening includes returning LVRs and the discounts applied to less reliable income such as rent, bonuses and overtime to their previous levels. ... However, risks to banks appear reasonably low. Banks' lending for off-the-plan apartments
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Macroprudential Supervision and the Role of Central Banks
28 Sep 2012
Speech
Remarks to the Regional Policy Forum on Financial Stability and Macroprudential Supervision hosted by the Financial Stability Institute and the China Banking Regulatory Commission
https://www.rba.gov.au/speeches/2012/sp-ag-280912.html
Towards a more Transparent Securitisation Market
22 Nov 2016
Speech
Speech delivered by Chris Aylmer, Head of Domestic Markets, to the Remarks to the Australian Securitisation Conference, Sydney
https://www.rba.gov.au/speeches/2016/sp-so-2016-11-22.html
The State of the Mortgage Market
30 Mar 2010
Speech
Speech by Guy Debelle to Mortgage Innovation Conference, Sydney
https://www.rba.gov.au/speeches/2010/sp-ag-300310.html
Glossary
2 Sep 2003
RBA Annual Report
– 2003
IMF. International Monetary Fund. LVR. Loan-to-valuation ratio. NNPC. National Note Processing Centre.
https://www.rba.gov.au/publications/annual-reports/rba/2003/glossary.html
Lending Behaviour
31 Dec 2013
RDP
2013-15
This has included, for example, competing for new borrowers with discounts based on both loan size and the loan-to-valuation ratio (LVR) (Table 2). ... LVR. (%). Loan size. $250,000. $500,000. $750,000. $1,000,000. 90–100. 63. 75.
https://www.rba.gov.au/publications/rdp/2013/2013-15/lending-behaviour.html
Box C: Households' Investment Property Exposures: Evidence from Tax and Survey Data
10 Sep 2014
FSR
– September 2014
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination compared with owner-occupier loans. ... Some institutions also have lower maximum LVRs for investor loans, partly to offset the risks from lower repayments noted above.
https://www.rba.gov.au/publications/fsr/2014/sep/box-c.html