Search: LVR

Sort by: Relevance Date
21–30 of 199 search results for LVR

RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

Search Results

Appendix A: Model Specifications

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
Housing loans with LMI ($). APRA (ARF_223.0). OutstandingMortgagesLVR 80. Mortgages with LVRs 80. ... o. s. t. C. R. E. ). is added for all LVRs above a minimum threshold. (.
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
See 2 more results from "RDP 2022-03"

Box C: Non-conforming Housing Loans

10 Mar 2005 FSR – March 2005
As the level of credit impairment and loan-to-valuation ratio (LVR) increase, so does the interest rate payable. ... Maximum allowable LVRs on non-conforming loans also tend to be relatively low, particularly for the more severely credit impaired and for
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html

Box A: Risks in International Housing Markets

20 Oct 2017 FSR – October 2017
For instance, lending at high loan-to-valuation ratios (LVRs) has worried regulators in many countries, in part because households that borrow at high LVRs are more likely to fall into ... For example, the share of high-LVR loans on banks' balance sheets
https://www.rba.gov.au/publications/fsr/2017/oct/box-a.html

Read me

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
LVR_dataset_formatting.R: reads the data_for_macropru_analysis.csv file and reformats it for the LVR regressions in Section 7.1. ... This script produces the lvr_data_for_analysis.csv file to be read by Stata.
https://www.rba.gov.au/publications/rdp/2021/2021-07/read-me.html
See 5 more results from "RDP 2021-07"

Box B: Developments in the Low-doc Loan Market

10 Sep 2005 FSR – September 2005
an LVR of 80 per cent, with some even allowing LVRs as high as 95 per cent. ... As a result, the average initial LVR on securitised low-doc loans has increased over the past few years, both in absolute terms and relative to LVRs on conventional loans.
https://www.rba.gov.au/publications/fsr/2005/sep/box-b.html

Household and Business Finances in Australia

8 Apr 2021 FSR – April 2021
Despite typically having higher initial LVRs than other borrowers, prior to the pandemic first home buyers tended to pay down their debt relatively quickly. ... Property’). Impairment rates on commercial property lending remain low, consistent with
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html

Recent Developments in Margin Lending in Australia

10 Dec 2009 Bulletin – December 2009
Arlene Wong
The average loan-to-valuation ratio (LVR) was around 50 per cent on accounts with non-zero balances. ... This is consistent with most stocks and managed funds having a maximum LVR of between 40–80 per cent.
https://www.rba.gov.au/publications/bulletin/2009/dec/2.html

Assessing the Effects of Housing Lending Policy Measures

15 Nov 2018 Speech
Guy Debelle
Speech delivered by Guy Debelle, Deputy Governor, to the Remarks at FINSIA Signature Event: The Regulators, Melbourne
https://www.rba.gov.au/speeches/2018/sp-dg-2018-11-15.html

Housing Accessibility for First Home Buyers

7 Dec 2017 Bulletin – December 2017
Gianni La Cava, Hannah Leal and Andrew Zurawski
The ability of Australians to purchase their first home (‘housing accessibility’) has been an important topic of public debate recently. In this article, we construct an indicator of housing accessibility that suggests that the median potential
https://www.rba.gov.au/publications/bulletin/2017/dec/3.html

The Limits of Interest-only Lending

24 Apr 2018 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor, to the Housing Industry Association Breakfast, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-04-24.html