Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
to greater consideration of macroprudential factors, reflecting CBs' expertise in setting monetary policy and in functioning as the lender of last resort. ... In contrast, LVRs are borrower- rather than lender-based, suggesting political or other factors,
https://www.rba.gov.au/publications/confs/2017/edge-liang.html
References
31 Dec 2006
RDP
2006-08
Davey M and F Earley (2001), Mortgage Equity Withdrawal, Council of Mortgage Lenders, London, available at <http://www.cml.org.uk>. ... Smith J and J Vass (2004), ‘Mortgage Equity Withdrawal and Remortgaging Activity’, Council of Mortgage Lenders
https://www.rba.gov.au/publications/rdp/2006/2006-08/references.html
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The Lessons for Monetary Policy | Conference – 1991
21 Jun 1991
Conferences
A fall in credit standards can be thought of as any shift in preferences that causes borrowers or lenders to take on more risk. ... lenders desire to increase the size of their balance sheets; they therefore have to expand into areas that they would
https://www.rba.gov.au/publications/confs/1991/macfarlane.html
Introduction | Conference – 2008
14 Jul 2008
Conferences
The third issue is the response of central banks to the recent financial turmoil, particularly in their roles as providers of liquidity and lenders of last resort. ... In his paper reviewing the evolution of the role of lender of last resort, Philip
https://www.rba.gov.au/publications/confs/2008/intro-2008.html
Credit Loss Modelling
20 Sep 2022
RDP
2022-03
We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a pre-specified recovery rate to mortgages that are covered by insurance and reducing LGDs. ... This is a simplified version of the LGD calculation as it abstracts
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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Introduction
1 Jun 1992
RDP
9206
Fried and Howitt (1980) apply the Azariadis (1976) model of implicit insurance contracts in labour markets to explain loan rate stickiness as a method of assuring risk averse lenders of a
https://www.rba.gov.au/publications/rdp/1992/9206/introduction.html
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The Economics of Shadow Banking | Conference – 2013
19 Aug 2013
Conferences
This is enabled by the daily unwind, where at the start of the trading day collateral is returned to borrowers and cash to lenders, even if these were pledged under term ... Since money is returned to them daily, the lenders see their position as
https://www.rba.gov.au/publications/confs/2013/singh.html
Capital Flows, Hedge Funds and Market Failure: A Hong Kong Perspective | Conference – 1999
9 Aug 1999
Conferences
The information advantage of HLIs can thus be reduced. Lenders and counterparties could assess more accurately the true risks assumed by HLIs taking very large positions in individual markets.
https://www.rba.gov.au/publications/confs/1999/yam.html
Descriptive Analysis
31 Dec 2015
RDP
2015-06
This loss rate is after the effect of lenders mortgage insurance (LMI), which Australian banks hold on a significant portion of their housing loans (estimates suggest LMI covers roughly one-quarter ... Reserve Bank estimates suggest the annual loss rate
https://www.rba.gov.au/publications/rdp/2015/2015-06/des-analysis.html
Some Principles of Financial Regulation: Lessons from the United States | Conference – 1991
21 Jun 1991
Conferences
Thus, membership has to be restricted and behaviour monitored by the governmental lender of last resort (or deposit insurer) – whose own credibility rests on its monopoly access to the printing press. ... Small businessmen, on the other hand, still
https://www.rba.gov.au/publications/confs/1991/wojnilower.html