Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Australian Securitisation Markets: Responding to Change
21 Nov 2023
Speech
Speech delivered by Carl Schwartz, Acting Head of Domestic Markets, Australian Securitisation Conference 2023, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-11-21.html
Developing Housing Finance Systems | Conference – 2012
20 Aug 2012
Conferences
Information on the borrower. To adequately price a loan, a lender must have information on the creditworthiness of prospective borrowers that enables a determination of the probability of default. ... of fixed- or variable-rate mortgages in any economy
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html
Monetary Policy Transmission – What's Known and What's Changed
15 Jun 2015
Speech
Public Lecture at the Australian National University, Canberra
https://www.rba.gov.au/speeches/2015/sp-ag-2015-06-15.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
Additionally, the probability of entering arrears varies across different loan types; for example, low-documentation loans are more likely to enter arrears, even after controlling for whether the borrower was ... employed. The likelihood of entering
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Understanding the network of relationships between borrowers and lenders in this market, and how it changes during periods of stress, is crucial for understanding the resilience of the market.
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
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Climate Change Risk in the Financial System
24 Aug 2022
Speech
Speech delivered by Jonathan Kearns, Head of Domestic Markets, Credit Law Conference ‘Managing Financial Services Risks in an Age of Uncertainty’, Sydney
https://www.rba.gov.au/speeches/2022/sp-so-2022-08-24.html
The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
A redraw facility enables the borrower to withdraw excess funds they have already contributed to pay off their loan. ... This is because borrowers that select mortgages with such features could be systematically different from those that do not, and
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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The US Current Account Deficit: A Re-Examination of the Role of Private Saving
1 Nov 2005
RDP
2005-09
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2005/2005-09.html
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Financial System Liquidity, Asset Prices and Monetary Policy | Conference – 2005
11 Jul 2005
Conferences
The first is the increased credit that operates through the borrowers' balance sheets, where increased lending comes from the greater creditworthiness of the borrower (Bernanke and Gertler 1989; Kiyotaki and Moore ... Suppose that borrower i has issued
https://www.rba.gov.au/publications/confs/2005/shin.html
Long and Variable Monetary Policy Lags
20 Mar 2023
Speech
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), KangaNews DCM Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-03-20.html