Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Bagehot and the Lender of Last Resort – 150 Years On
14 Dec 2023
Speech
Speech delivered by Brad Jones, Assistant Governor (Financial System), 36th Australasian Finance & Banking Conference, University of New South Wales, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-12-14.html
The Changing Role of the Private Sector in China | Conference – 2016
18 Mar 2016
Conferences
This is confirmed by a common metric of creditworthiness, the interest coverage ratio, which is simply the ratio of a firm's earnings before interest and taxes to its interest expense. ... the interest payments due on these prior loans) and to finance
https://www.rba.gov.au/publications/confs/2016/lardy.html
Competition in the Deposit Market
19 May 2010
Speech
Speech by Malcolm Edey to the Australian Retail Deposits Conference 2010, Sydney
https://www.rba.gov.au/speeches/2010/sp-ag-190510.html
How Will Ageing Affect the Structure of Financial Markets? | Conference – 2006
23 Jul 2006
Conferences
Concentration (commercial bank assets. share of. top 3). Net interest margin. ... Concentration (commercial bank assets, share of. top 3). Net interest margin.
https://www.rba.gov.au/publications/confs/2006/davis.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
14.67. 15.27. Ratio of net interest income to assets. 3.00. 2.97. ... Leverage. 1.37. 0.62. Ratio of net interest income to assets. 0.47.
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
This, combined with some contraction in the margins on deposits in the past few years, has resulted in these banks' net interest margins falling from around 4 per cent to around ... This has, however, been more than offset by the rapid growth of lending,
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html
Firms' Price-setting Behaviour: Insights from Earnings Calls
11 Sep 2023
RDP
2023-06
For example, executives of commercial banks often provide updates and forecasts for net interest margins over the year ahead. ... y. t. l. e. t. where y. t. is the measure of interest.
https://www.rba.gov.au/publications/rdp/2023/2023-06/full.html
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The Model
22 Nov 2016
RDP
2016-07
These assets have low yields, and thus posting margin carries an opportunity cost. ... That is, expenditure on consumption, purchases of OTC derivatives, margin requirements and the CCP default fund contribution must be less than or equal to the (net)
https://www.rba.gov.au/publications/rdp/2016/2016-07/model.html
See 5 more results from "RDP 2016-07"
Housing in the Endemic Phase
25 May 2022
Speech
Speech delivered by Luci Ellis, Assistant Governor (Economic), to the UDIA 2022 National Congress, Sydney
https://www.rba.gov.au/speeches/2022/sp-ag-2022-05-25.html
Interest Rates and the Property Market
19 Sep 2022
Speech
Speech delivered by Jonathan Kearns, Head of Domestic Markets, to AFR Property Summit 2022, Sydney
https://www.rba.gov.au/speeches/2022/sp-so-2022-09-19.html