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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Dual-Network Cards and Mobile Wallet Technology: Consultation Paper

7 Dec 2016 Media Releases
The Reserve Bank has issued a consultation paper: Dual-Network Cards and Mobile Wallet Technology.
https://www.rba.gov.au/media-releases/2016/mr-16-31.html

Payments System Issues

22 Nov 2012 Media Releases
Media release issued on 22 November 2012 announcing payments system issues
https://www.rba.gov.au/media-releases/2012/mr-12-34.html

Historical Series Breaks

9 Mar 2023 Statistics
This page details breaks in data series due to the establishment of new banks and other changes in reporting arrangements
https://www.rba.gov.au/statistics/tables/hist-series-breaks.html

Payments System Issues

2 Sep 2011 Media Releases
At its meeting on 19 August, the Payments System Board discussed the current regulatory framework for the eftpos system. Given important changes that have occurred in the eftpos system, the Board has decided to review aspects of the regulatory
https://www.rba.gov.au/media-releases/2011/mr-11-18.html

Payments System Board Update: November 2017 Meeting

17 Nov 2017 Media Releases
At its meeting today, the Payments System Board discussed issues including the cost of payments to merchants, trends in card fraud, developments in the ATM industry and the assessment of LCH Ltd's SwapClear Service.
https://www.rba.gov.au/media-releases/2017/mr-17-24.html

Frequency of Statistical Releases

9 Mar 2023 Statistics
Credit and Charge Cards – Original Series – Personal and Commercial Cards – C1.2. ... Credit and Charge Cards – Market Shares of Card Schemes – C1.3.
https://www.rba.gov.au/statistics/tables/frequency-statistical-releases.html

The Operation of the Interchange Standards: Conclusions and Variation of Standards

31 May 2019 Media Releases
The Reserve Bank has issued a Media Release The Operation of the Interchange Standards: Conclusions.
https://www.rba.gov.au/media-releases/2019/mr-19-14.html

Media Releases – 2001

31 Dec 2001 Media releases issued in 2001
https://www.rba.gov.au/media-releases/2001/

Retail Payments October 2023

12 Jan 2024 Statistics
0.8. 21.6. 8.3. Total balances outstanding on credit and charge cards. ... 22.6. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1023.html

Payments System Board Update: May 2022 Meeting

26 May 2022 Media Releases
Today’s Payments System Board meeting discussed banknote distribution arrangements, the ASX’s CHESS replacement program, payments system regulatory reforms, stablecoin developments, merchant payment costs and the annual assessment of Australia's
https://www.rba.gov.au/media-releases/2022/mr-22-13.html