Search: overnight loans
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oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Home equity loans currently account for about 7 per cent of owner-occupied housing loan approvals. ... Low-doc loans are targeted at self-employed borrowers, or those with irregular incomes, who lack the documentation required for a standard loan.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Second, there was a repricing of credit and liquidity risks on loans and bank bill facilities, which led to increased fees, particularly on undrawn loan facilities held by businesses. ... Furthermore, early termination fees are generally designed to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html
Arrears | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
Download 150. KB. Housing loan arrears are the most tangible indicator of the extent to which households are getting into difficulty with their housing loans. ... Third, a disproportionately large share of the housing loans in this region was sourced
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/arrears.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
In response, banks have competed more aggressively for the existing loans of their rivals. ... The Australian major banks' cost-to-income ratio may also be relatively low because their loan books are more weighted towards mortgages; as mortgages are more
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Overview | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
We will therefore limit our remarks to four areas – namely house prices, housing affordability, housing loan arrears and the rental market. ... Despite the sharp fall in traditional measures of housing affordability, arrears rates on housing loans
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/overview.html
Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions
7 Feb 2011
Submissions
default, a lender is likely to lose close to 30 per cent of the small business loan's value, compared to 20 per cent for housing loans. ... This is consistent with the increase in non-performing small business loans, which have risen to be around 2 per
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/
Payments System Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
of the day, sharply reducing overnight credit exposures between banks.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/payments-system-issues.html
Appendix 2: Leverage and Financial Markets | Hedge Funds, Financial Stability and Market Integrity – March 1999 | Financial Sector |…
1 Mar 1999
Submissions
These positions are usually created and funded through a repurchase agreement which is a form of over-collateralised loan. ... The lender effectively takes a margin, or ‘haircut’, by requiring collateral that exceeds the value of the loan.
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/appendix-2.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Reflecting the available data, the RBA typically categorises loans as provided to small business if the loan principal is under $2 million, or if the borrowing business is unincorporated. ... Since then, around one-third of banks' housing loans have been
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Proportion of Investment Housing Relative to Owner-Occupied Housing | Submission to the Inquiry into Home Ownership June 2015 | Housing and …
1 Jun 2015
Submissions
Graph 22. Graph 23. Data on the number and value of housing loans outstanding suggest a similar pattern. ... This means the marginal borrower has less scope to increase their loan size as interest rates fall.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/proportion-investment-housing-relative-owner-occ-housing.html