Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Proportion of Investment Housing Relative to Owner-Occupied Housing | Submission to the Inquiry into Home Ownership June 2015 | Housing and …
1 Jun 2015
Submissions
This included a benchmark for lenders' growth in investor housing lending of 10 per cent, above which supervisory action may be intensified. ... Lenders can have difficulty classifying loans by type of purchaser, so these figures will have a margin of
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/proportion-investment-housing-relative-owner-occ-housing.html
Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013 – February 2014 |…
1 Feb 2014
Submissions
The specific borrowing requirements and the volatility of agricultural income are risks that lenders take into account in providing loans to businesses in the rural sector. ... Includes debts owed to banks, finance companies and government agencies. See
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/
Organisation of Prudential Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
They may supply liquidity to the system generally (as in 1987 following the stock market crash), or they may be the ‘lender of last resort’ to individual financial institutions which are ... Nevertheless, it is a possibility. However, if the argument
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/organisation-of-prudential-supervision.html
Objectives and Types of Financial Regulation | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
However, whether a bank is sound or not, it cannot withstand a determined run, and some lender of last resort is required to restore equilibrium. ... Lenders and credit assessment agencies are the only private sector bodies specifically subject to the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/objectives-and-types-of-financial-regulation.html
The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
The provision of liquidity support by the central bank to an individual institution – as the lender of last resort – is a related, but separate form of intervention which central banks can ... They were, however, unwilling to act in time (Bernanke
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html
Funding Mix and Cost | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | …
30 Nov 2010
Submissions
Moreover, as the larger banks have replaced the market share of lenders that relied more on securitisation, this has seen the funding of the banking sector as a whole more closely
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/funding.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
They employed mobile lenders to circumvent the need for the costly branch networks employed by the banks. ... Lenders also competed for new business through product innovations, including:. Home-equity loans, which provide a line of credit against
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
From a lenders' perspective, mortgage prepayment should act to reduce the credit risk on the mortgage. ... In Australia, this cover is offered by prudentially regulated institutions known as lenders mortgage insurers.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
Financial corporations intermediate the flow of funds between net lenders and net borrowers. ... The volatility of farm income means that lenders place particular emphasis on collateral requirements.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
During the financial crisis, a number of these flows reversed, as lenders repatriated their foreign holdings and home bias reasserted itself, especially in Europe. ... There were some deposit runs in Europe – most notably on UK lender Northern Rock
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html