Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions
1 Feb 2014
Submissions
Typically the interest rate used to calculate allowable loan sizes does not fall as much as actual interest rates, or only up to a point. ... Borrowers can service larger loans with the same repayment when average interest rates decline (Graph 16).
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
List of tables | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance |…
1 Nov 2003
Submissions
Table 6: Interest Rates, Household Debt and House Prices. 1983–1987. 1997–2003. ... June quarter 2003. Mortgage interest rates (per cent). – nominal. 13.3.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/tables.html
List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
ASX Clear (Futures). Clearing of ASX 24 exchange-traded derivatives and AUD OTC interest rate derivatives. ... LCH.Clearnet Ltd. Clearing of OTC interest rate derivatives. $15 billion notional value.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html
Submission to the 16th Series Review of the Consumer Price Index – March 2010 | Prices | Submissions
17 Mar 2010
Submissions
The index estimates both the explicit fees on deposit and loan products, and also the indirect price charged through interest rate margins. ... The Bank has a number of concerns with the current D&L index, including: the degree of volatility and
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/16th-series-review-of-cpi/
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Regulatory changes have also encouraged this trend. While the effects have varied between deposit products, average deposit rates relative to the cash rate have risen, while average account fees have fallen; ... Measures aimed at open banking and
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Drivers of Demand | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
Graph 20. Over the shorter term, fluctuations in interest rates can be expected to affect the demand for housing. ... The Bank estimates that the lower limits on interest rates used in these calculations are probably binding at present, or close to
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-demand.html
List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Graph 6.8: Large Business Interest Rates. ... Graph 6.12: Small Business Interest Rates.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html
Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | Submissions
30 Nov 2010
Submissions
Submission to the Inquiry into Competition within the Australian Banking Sector - November 2010
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/
Impact of Taxation | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
With mortgage interest rates also having fallen over this period, some properties might no longer be negatively geared. ... This effect is amplified if the asset can be purchased with leverage, because the interest deductions are calculated at the full
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/impact-of-taxation.html
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
Will they pass on to their customers the full increase in official interest rates? ... On the other hand, they became extremely risk averse in the 1990-to-1993 period, despite the lowest interest rates for 20 years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html