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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
credit. There have been other effects of the tightening in lending standards by ADIs. ... Small businesses may source equipment finance from specialist companies and trade credit or they may use personal finance such as credit cards and home loans
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
List of tables | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…
27 Aug 2015
Submissions
Download 906. KB. Chapters. Table 1: Credit Card Interchange Fees. (a). ... f) MasterCard PayPass transactions equal to or less than $60, excluding commercial credit cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/tables.html
Submission to the Inquiry into Family Business in Australia – October 2012 | Financial Sector | Submissions
31 Oct 2012
Submissions
Submission to the Inquiry into Family Business in Australia - October 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-family-business-2012.html
Payments System Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
One common complaint is that non-bank companies, not subject to banking regulation, are unfairly eroding banks' credit card business. ... The payment is processed through the credit card clearing and settlement system as are cards authorised by signature
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/payments-system-issues.html
Present Regulatory Responsibilities | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Certain standards specified by ratings agencies must be met to achieve a high credit rating. ... account pricing and the monitoring of credit card pricing.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/present-regulatory-responsitilities.html
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
List of tables | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
36. 31. 30. 3. Credit unions and building societies. 73. 6. ... Table 4: Credit Card Market Shares. As at May. 2002. 2004.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/tables.html
References | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
RBA and ACCC (Australian Competition and Consumer Commission) (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October. ... United States Government Accountability Office (2009), ‘Credit Cards: Rising
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/references.html
The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
There might also be a case for reviewing card scheme rules that require merchants to accept all credit cards or all debit cards from a scheme. ... a cap applying to all transactions) on credit card interchange fees of 30 basis points applying for consumer
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html
Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Issuer Credit Ratings. IMF. International Monetary Fund. IOSCO. International Organisation of Securities Commissions. ... SCCI. Specialist Credit Card Institution. SG. Superannuation Guarantee. SIFI. Systemically important financial institution.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html