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RBA Glossary definition for business cycle

business cycle – The period between peaks or troughs of macroeconomic activity.

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
Acquirers would compete, to the extent they presently do, for the business of merchants wanting to accept debit cards. ... Improving access to the business of acquiring – whether by independent acquirers or by merchants seeking to do their own
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2020 | Responses and…

8 May 2024 Submissions
Households and businesses are also well served by a modern, efficient and resilient electronic payment system that has undergone significant innovation in recent years, including the introduction of the New Payments
https://www.rba.gov.au/publications/submissions/payments-system/supplementary-submission-technology-12-2020/index.html

List of tables | Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Table 2: Effective Interest Cost of Small Business Loan Fees. (Per Cent Per Annum – 1999). ... 1998 ($m). Per Cent. Change. Households. 1,095. 1,410. 29. Small business.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/tables.html

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
other participants to adjust their own business strategies. ... the business continuity plans/arrangements of the CIT company's customers, how quickly they can be mobilised and how effective they are in this particular context in transitioning to a new
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
online with other businesses. ... The NPP provides the clearing and settlement infrastructure through which financial institutions can provide their household, business and government customers with the ability to make fast, versatile and data-rich
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
that in most regards is providing high-quality services for Australian households, businesses and government entities. ... The increased consumer use of remote payments has been accompanied by more businesses selling goods or services on their websites
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023 | Performance and Accountability | Submissions

2 Feb 2024 Submissions
but the incomes of households, businesses and the Government (that is, taxation revenue) to rise.
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/index.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Most end users of payment services, such as households, businesses and government entities, will access NPP functionality (i.e. ... in the availability of funds for lending to households and businesses; accordingly, the implications of CBDC for the
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

List of graphs | Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999 List of graphs. ... Graph 1: Small Business Interest Margin.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/graphs.html

Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
The onset of the financial crisis saw a temporary increase in business credit growth as some businesses that had difficulty accessing non-intermediated debt markets turned to the domestic banks for ... Nevertheless, developments in business credit
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html