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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Introduction

10 May 2009 SMP – May 2009
borrowers, particularly households.
https://www.rba.gov.au/publications/smp/2009/may/intro.html

Introduction

10 Feb 2010 SMP – February 2010
Many banks have a limited appetite for new lending, and many borrowers are still seeking to reduce their debt levels.
https://www.rba.gov.au/publications/smp/2010/feb/intro.html

Introduction

10 Nov 2009 SMP – November 2009
Lending approvals have risen noticeably, although the same pick-up is not evident in housing credit growth as many borrowers have taken advantage of low mortgage rates to pay down their
https://www.rba.gov.au/publications/smp/2009/nov/intro.html

Introduction

10 Aug 2009 SMP – August 2009
with the lower rates largely passed through to end-borrowers.
https://www.rba.gov.au/publications/smp/2009/aug/intro.html

Introduction

10 May 2010 SMP – May 2010
Credit conditions have also begun to ease for some borrowers. Reflecting the high level of commodity prices over recent years, mining investment has been at record levels as a share of
https://www.rba.gov.au/publications/smp/2010/may/intro.html

Domestic Financial Markets

10 Nov 2014 SMP – November 2014
These mortgages typically involve borrowers with a history of credit impairment, higher loan-to-valuation ratios or reduced documentation. ... The average interest rate on outstanding housing loans has continued to decline as new loans are being written
https://www.rba.gov.au/publications/smp/2014/nov/dom-fin-mkts.html

Introduction

10 May 2006 SMP – May 2006
As a consequence, although the cash rate has been close to its historical average, interest rates paid by borrowers have remained below average.
https://www.rba.gov.au/publications/smp/2006/may/intro.html

Introduction

10 Aug 2008 SMP – August 2008
Bond issuance by domestic borrowers has been strong, and there has been some activity in the RMBS market.
https://www.rba.gov.au/publications/smp/2008/aug/intro.html

Domestic Financial Markets

15 May 2017 SMP – May 2017
to borrowers who suffer financial distress as a consequence of shortcomings in past lending practices. ... Also, borrowers will pay an additional premium for interest-only loans of around 15 basis points for investors and 20 basis points for
https://www.rba.gov.au/publications/smp/2017/may/domestic-financial-markets.html

Domestic Financial Markets

10 May 2014 SMP – May 2014
These mortgages typically involve borrowers with a history of credit impairment, higher loan-to-value ratios and/or reduced documentation. ... The average interest rate on outstanding housing loans has continued to fall as borrowers have refinanced at
https://www.rba.gov.au/publications/smp/2014/may/dom-fin-mkts.html