Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Overview
27 Nov 2018
SMP
– November 2018
Despite these increases, lending rates are relatively low and competition by lenders for high-quality mortgage borrowers remains vigorous.
https://www.rba.gov.au/publications/smp/2018/nov/overview.html
Box D: Recent Trends in Short Selling
10 Aug 2011
SMP
– August 2011
Naked short selling is where the borrower has not yet arranged to borrow the underlying security.
https://www.rba.gov.au/publications/smp/2011/aug/box-d.html
Domestic Financial Markets and Conditions
7 Feb 2006
SMP
– February 2006
Graph 50. Underpinning the market's sanguine view on corporate credit risk are the generally good prospects for these borrowers; globally in 2005, only around 2 per cent of issuers that ... Two-thirds of this growth was due to growth in the average loan
https://www.rba.gov.au/publications/smp/2006/feb/dom-fin-mkts.html
Domestic Financial Conditions
6 May 2021
SMP
– May 2021
Outstanding variable rates have continued to drift lower since then as new and refinancing borrowers have obtained lower rates. ... Repayment deferral arrangements for small business borrowers concluded at the end of March.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html
Introduction
10 Aug 2006
SMP
– August 2006
This has had the effect of limiting the rise in interest rates paid by borrowers over the past couple of years. ... housing and business borrowers are still a little below average, and will remain so even after allowing for the expected pass-through of
https://www.rba.gov.au/publications/smp/2006/aug/intro.html
Overview
27 Nov 2015
SMP
– November 2015
Globally, monetary policy remains very accommodative and finance remains readily available to creditworthy borrowers.
https://www.rba.gov.au/publications/smp/2015/nov/00-overview.html
Introduction
10 Nov 2008
SMP
– November 2008
While this had previously been mainly apparent in increased funding costs, which were typically passed on to borrowers in the form of higher lending rates, the renewed turmoil saw this develop ... sound borrowers in the non-financial sector.
https://www.rba.gov.au/publications/smp/2008/nov/intro.html
Introduction
10 Nov 2007
SMP
– November 2007
This increase in funding costs for banks has been passed on to business borrowers and riskier housing loans, but at the time of writing, no major institution had changed its benchmark ... Some of the recent pick-up could reflect borrowers turning to
https://www.rba.gov.au/publications/smp/2007/nov/intro.html
Domestic Financial Conditions
5 Aug 2022
SMP
– August 2022
In part, this reflects lags in reported effects due to timing differences in borrowers' repayments. ... Graph 3.33. Endnotes. While SVRs serve as reference rates for variable-rate loans, most borrowers receive a discount to the reference rate.
https://www.rba.gov.au/publications/smp/2022/aug/domestic-financial-conditions.html
Domestic Financial Conditions
6 May 2022
SMP
– May 2022
proportion of borrowers taking out new fixed-rate mortgages has declined substantially since the end of last year (Graph 3.18). ... This reflects the pass-through of the low cost of overall bank funding and borrowers refinancing to lower interest rates.
https://www.rba.gov.au/publications/smp/2022/may/domestic-financial-conditions.html