Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Overview
8 Nov 2019
SMP
– November 2019
As was the case following earlier episodes of declining interest rates, most borrowers initially maintain their loan payments as mortgage interest rates fall, so their debt amortises faster than otherwise. ... Mortgage interest rates are now at record
https://www.rba.gov.au/publications/smp/2019/nov/overview.html
Domestic Economic Conditions
4 Aug 2023
SMP
– August 2023
Domestic Economic Conditions | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/domestic-economic-conditions.html
Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates
10 Feb 2009
SMP
– February 2009
In contrast, in the United States, about three-quarters of outstanding housing loans are at long-term fixed rates (typically 30 years), with borrowers generally having the option to refinance their
https://www.rba.gov.au/publications/smp/2009/feb/box-b.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Several of these deals were ‘non-conforming’ RMBS, consisting of mortgages made to traditionally riskier borrowers. ... The proposed changes to responsible lending obligations would, in most cases, allow lenders to rely on the information provided by
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
List of graphs
10 Nov 2010
SMP
– November 2010
Graph 47: Business Credit by Type of Borrower.
https://www.rba.gov.au/publications/smp/2010/nov/graphs.html
List of graphs
10 Feb 2015
SMP
– February 2015
Graph 4.18: Business Credit by Borrower.
https://www.rba.gov.au/publications/smp/2015/feb/graphs.html
List of graphs
10 Nov 2012
SMP
– November 2012
Graph 4.16: Business Credit by Borrower.
https://www.rba.gov.au/publications/smp/2012/nov/graphs.html
Box C: Low Volatility in Financial Markets
10 Aug 2014
SMP
– August 2014
to more highly leveraged borrowers.
https://www.rba.gov.au/publications/smp/2014/aug/box-c.html
Domestic Financial Conditions
4 Feb 2022
SMP
– February 2022
by existing borrowers to lower loan rates (Graph 3.18; Table 3.1). ... Almost all borrowers have returned to their regular repayment schedule following the expiration of their prior deferral arrangements.
https://www.rba.gov.au/publications/smp/2022/feb/domestic-financial-conditions.html
List of graphs
10 May 2014
SMP
– May 2014
Graph 4.18: Business Credit by Borrower.
https://www.rba.gov.au/publications/smp/2014/may/graphs.html