Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Overview
9 Aug 2019
SMP
– August 2019
Some lenders have announced changes to their lending criteria in response to the Australian Prudential Regulation Authority revising its guidelines, which have boosted borrowing capacity for some customers.
https://www.rba.gov.au/publications/smp/2019/aug/overview.html
Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions
1 Feb 2014
Submissions
It also increases losses to the lender if the borrowing household does default on the loan. ... Lenders need to allow for this potential for increased risk in their lending decisions.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
Overview
27 Nov 2018
SMP
– November 2018
Despite these increases, lending rates are relatively low and competition by lenders for high-quality mortgage borrowers remains vigorous.
https://www.rba.gov.au/publications/smp/2018/nov/overview.html
Domestic Financial Conditions
10 Aug 2018
SMP
– August 2018
Also, many lenders have cut their fixed interest rates for new borrowers during the past few months. ... During the past few months, the Reserve Bank has hosted a number of roundtable discussions on small business financing with entrepreneurs, government
https://www.rba.gov.au/publications/smp/2018/aug/domestic-financial-conditions.html
Box C: Conditions in the Commercial Property Market
10 Aug 2011
SMP
– August 2011
The Bank's liaison suggests that lenders' appetite for funding new office projects has improved a little over the past year, though funding conditions vary considerably across developers.
https://www.rba.gov.au/publications/smp/2011/aug/box-c.html
Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
The major banks gained market share in the mortgage market in the aftermath of the crisis, in part reflecting their better access to funding (as non-bank lenders in particular lost ... Information problems – both in relation to lenders' knowledge of
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html
Box A: The Chinese Residential Property Market
10 Aug 2014
SMP
– August 2014
More broadly, a climate of slowing cash flows increases the likelihood of developers defaulting on their financial obligations, including credit provided by non-bank lenders.
https://www.rba.gov.au/publications/smp/2014/aug/box-a.html
Domestic Financial Markets
10 Aug 2017
SMP
– August 2017
In general, non-major lenders are running up against constraints in their capacity to process the increased volume of applications in a timely manner. ... Second, the lowest advertised variable interest rates from the majors and mid-sized lenders have
https://www.rba.gov.au/publications/smp/2017/aug/domestic-financial-markets.html
Box A: Small Banks in China
9 Aug 2019
SMP
– August 2019
More recently, state-owned financial institutions have acquired shares in the Bank of Jinzhou, the country's 30th largest lender, following the suspension of its Hong Kong listed equity some months
https://www.rba.gov.au/publications/smp/2019/aug/box-a-small-banks-in-china.html
Introduction
10 May 2006
SMP
– May 2006
by financial intermediaries over recent years, reflecting competition among lenders.
https://www.rba.gov.au/publications/smp/2006/may/intro.html