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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions
2 May 2008
Submissions
For example, the ‘honour all cards’ rule imposed by card schemes required merchants to accept debit card products if they also accepted credit card products. ... The Reserve Bank has required these rules to be removed in credit and charge card systems
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/
Domestic Financial Conditions
6 May 2021
SMP
– May 2021
In early March the Bank also increased the fee that it charges counterparties to borrow the 3-year target bond – from 25 to 50 and then to 100 basis points – which ... Much of this reflects an increase in spending on credit cards alongside the
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html
Domestic Financial Markets
10 Nov 2010
SMP
– November 2010
Credit card debt has been broadly unchanged over 2010. The weakness in margin lending, as well as an increase in the value of collateral (mainly equities) backing these margin loans has ... Financials' profits rose by 10 per cent, largely as a result of
https://www.rba.gov.au/publications/smp/2010/nov/dom-fin-mkts.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…
27 Aug 2015
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Overall, a direct charge was paid on 10 per cent of balance enquiries.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html
Domestic Financial Markets
10 May 2015
SMP
– May 2015
This reflects modest increases in fixed-term loans and credit card balances outstanding. ... Declines in bad and doubtful debt charges owing to improved asset quality also contributed to profit growth.
https://www.rba.gov.au/publications/smp/2015/may/dom-fin-mkts.html
Domestic Financial Markets
10 Nov 2013
SMP
– November 2013
Overall, these results were characterised by a reduction in bad debt charges as asset quality has improved, and a modest increase in net interest income. ... Advertised rates on most credit cards and unsecured personal loans, which are generally less
https://www.rba.gov.au/publications/smp/2013/nov/dom-fin-mkts.html
Domestic Financial Markets
10 May 2013
SMP
– May 2013
Personal credit grew modestly over the March quarter, driven by an increase in the value of fixed-term loans and total credit card balances. ... Headline earnings fell by 34 per cent from the previous comparable period, mainly because of large impairment
https://www.rba.gov.au/publications/smp/2013/may/dom-fin-mkts.html
Domestic Financial Markets
10 Nov 2012
SMP
– November 2012
The value of outstanding personal credit fell slightly in the September quarter owing to a decline in revolving credit facilities, including credit card lending and lending secured by residential mortgages. ... Headline profits fell by 28 per cent over
https://www.rba.gov.au/publications/smp/2012/nov/dom-fin-mkts.html
Inflation Trends and Prospects
10 May 2006
SMP
– May 2006
Price declines were most significant in audio, visual & computing equipment, telecommunication charges, and clothing & footwear. ... Footnote. The CPI expenditure class for deposit and loan facilities measures the fees and margins paid by households on
https://www.rba.gov.au/publications/smp/2006/may/inflation-trends.html
Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
For non-cash payments, since 1997 there has been a marked increase in the absolute and relative use of debit and credit/charge cards (Credit card use grew strongly in the ... In fact, in 2013, the value of payments processed through BPAY exceeded the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html