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Introduction | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions

1 Aug 2014 Submissions
The Bank's initial submission outlined key developments in the Australian financial system in the 17-year period since the Wallis Inquiry, and raised some areas where the Committee might consider ... of the payments system and the stability of the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/introduction.html

Submission to APCA's Consultation Paper on the Role of Cheques in an Evolving Payment System – 29 July 2011 | Payments System | Submissions

29 Jul 2011 Submissions
Cheque use has been in steady decline, with the number of cheques declining by an average of 9 per cent per year over the past decade. ... considerable financial control where, for instance, the need for a specific signature (or multiple signatures)
https://www.rba.gov.au/publications/submissions/payments-system/role-of-cheques-in-evolving-payments-system/

Regulation | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
The Australian Government's guarantee arrangements for deposits and wholesale borrowing were introduced in response to extraordinary developments in the global financial system in the second half of 2008. ... was evident from early in that year – a
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/regulation.html

Fees | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions

1 May 2012 Submissions
Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector Fees. ... The ratio peaked in 2001 at 0.9 per cent.) The results of the most recent survey, for banks' 2011 financial years, will be published in the June Reserve Bank.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/fees.html

Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions

24 Mar 2010 Submissions
Graph 6. The RBA Bank Fees Survey shows that in the 2008 financial year, banks’ fee income from businesses (both small and large) amounted to $6.7 billion. ... During the 2009 financial year, banks’ fees appear to have risen more quickly than in
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/

Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Submission to the Productivity Commission Inquiry into Competition in the Financial System 4. ... However, RMBS costs remain higher than before the financial crisis and relative to other forms of funding.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html

NSW Curriculum Review – November 2018 | Education | Submissions

29 Nov 2018 Submissions
Currently, at the conclusion of Year 10, students discontinue Commerce but may choose one of the curriculum specialisations they were exposed to in the Commerce syllabus to pursue in Years ... Chart pack – graphs summarising macroeconomic and financial
https://www.rba.gov.au/publications/submissions/other/submission-to-nsw-curriculum-review-november-2018/

Overview | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions

1 May 2012 Submissions
Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector Overview. ... annual. Financial Stability Review. and quarterly Statement on Monetary Policy. The main conclusions are:.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/overview.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The proportion of the stock of credit card debt that accrues interest has been falling in recent years. ... at independently owned ATMs increasing by more than those at ATMs owned by financial institutions.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
schemes, which are expected to reduce credit card interchange fee amounts paid by acquirers by around $350 million per year. ... three years or earlier in the case of a material change in circumstances.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/