Search: borrower

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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Financial Conditions

7 May 2024 SMP – May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html

Domestic Financial Conditions

8 May 2020 SMP – May 2020
The recently announced reductions in housing loan interest rates are likely to have flowed through to borrowers in April. ... Notwithstanding the recent decline in commitments, borrowers appear to be taking advantage of the very low level of housing
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html

Overview

7 May 2024 SMP – May 2024
Overview | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/overview.html

Overview

10 Nov 2023 SMP – November 2023
Overview | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/overview.html

Domestic Financial Conditions

10 Nov 2023 SMP – November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html

International Financial Conditions

5 Nov 2020 SMP – November 2020
Statement on Monetary Policy – November 20202. International Financial Conditions. Global financial conditions continue to support economic growth. Monetary policy settings remain very accommodative and some central banks are expected to provide
https://www.rba.gov.au/publications/smp/2020/nov/international-financial-conditions.html

Domestic Financial Conditions

5 May 2023 SMP – May 2023
Domestic Financial Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-financial-conditions.html

Overview

5 Nov 2020 SMP – November 2020
Loan deferrals have also assisted borrowers affected by the pandemic. Because of the fiscal support via JobKeeper and social assistance payments, aggregate household income in Australia increased in the June quarter, ... The lower risk-free yield curve
https://www.rba.gov.au/publications/smp/2020/nov/overview.html

Domestic Financial Conditions

10 Feb 2023 SMP – February 2023
Very few borrowers pay the reference rate, however, and instead are offered products at a discount relative to these reference rates. ... Graph 3.24. Borrowers continued to make payments into their offset and redraw accounts in the December quarter.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html

Overview

10 Feb 2019 SMP – February 2019
However, banks continue to compete vigorously for lower-risk borrowers, so average interest rates actually paid are little changed and remain low. ... Households' demand for credit has eased, particularly for investors. Credit supply has also tightened
https://www.rba.gov.au/publications/smp/2019/feb/overview.html