Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020
15 May 2024
RDP
2024-03
Because collateral reduces potential loss if the borrower defaults, the lender should be willing to accept a lower rate of interest on the loan for the reduction in risk.
https://www.rba.gov.au/publications/rdp/2024/2024-03/full.html
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Conclusion
1 May 1995
RDP
9504
In response, banks competed aggressively for new loans, but attempted to maintain the profitability of existing loans by offering lower margins only to new borrowers.
https://www.rba.gov.au/publications/rdp/1995/9504/conclusion.html
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Global Trends
31 Dec 2006
RDP
2006-12
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... Possible expansion in funding for borrowers with enough equity. Netherlands. Savings/equity loans (endowment mortgages).
https://www.rba.gov.au/publications/rdp/2006/2006-12/global-trends.html
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Introduction
31 Dec 2001
RDP
2001-06
Secondly, the observed relation between property prices and bank risk supports the proposition that the difficulties banks have in monitoring borrowers' viability (and the effect of collateral values in signalling borrower
https://www.rba.gov.au/publications/rdp/2001/2001-06/introduction.html
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China's Evolving Monetary Policy Framework in International Context
1 Dec 2019
RDP
2019-11
Research Discussion Paper – RDP 2019-11 China's Evolving Monetary Policy Framework in International Context. Bradley Jones and Joel Bowman. December 2019. 1.87. MB. 1. Introduction. Much like the broader economy, monetary policy in China continues
https://www.rba.gov.au/publications/rdp/2019/2019-11/full.html
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Capital Movements
1 Dec 1989
RDP
8908
Non-Australian borrowers in the Euro-Australian dollar market typically swap the fixed rate Australian dollar proceeds to an Australian company, and in return receive, either directly or indirectly, a floating
https://www.rba.gov.au/publications/rdp/1989/8908/capital-movements.html
References
31 Dec 2006
RDP
2006-09
Battellino R (2002), ‘Why do so Many Australian Borrowers Issue Bonds Offshore?’, Reserve Bank of Australia Bulletin, December, pp 19–24.
https://www.rba.gov.au/publications/rdp/2006/2006-09/references.html
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Introduction
31 Dec 2007
RDP
2007-02
At the other extreme is the argument that, so long as markets are efficient, current account deficits reflect the optimal decisions of borrowers and lenders.
https://www.rba.gov.au/publications/rdp/2007/2007-02/introduction.html
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Results
1 Dec 1993
RDP
9313
This supports the view that, prior to deregulation, rising asset prices simply led to a lengthening of the queue of borrowers.
https://www.rba.gov.au/publications/rdp/1993/9313/results.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
Most borrowers neither need nor choose to pay this premium. Housing loans at fixed rates only constitute a small share of total loans – their share has fluctuated around 10 per cent
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html