Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
Alternatively, lenders may be more likely to lend to borrowers that have a relatively large buffer after taking on mortgage debt. ... Lenders also introduced interest-only loans and shared equity loans, which made it easier for households, particularly
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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Appendix A: Data Sources and Definitions
31 Dec 2012
RDP
2012-02
Senior Loan Officer Survey – Bank of Canada. Thomson Reuters. Net percentage of lenders reporting a tightening in overall lending conditions over the past three months. ... Credit Conditions Survey. Bank of England. Net balance of lenders reporting an
https://www.rba.gov.au/publications/rdp/2012/2012-02/appendix-a.html
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Non-technical summary for ‘Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020’
15 May 2024
RDP
2024-03
A repurchase agreement (repo) is when a bank lends cash to another bank in exchange for collateral, which is the lender's guarantee.
https://www.rba.gov.au/publications/rdp/2024/2024-03/non-technical-summary.html
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The Algorithm
15 Dec 2016
RDP
2016-11
On each day, the algorithm checks all transactions (from borrower to lender) between each pair of banks to determine if any could feasibly include an interest payment (with feasibility determined by
https://www.rba.gov.au/publications/rdp/2016/2016-11/algorithm.html
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Overview
5 Nov 2020
SMP
– November 2020
lenders that expand their business lending. ... The TFF offers low-cost funding to lenders to support the provision of credit.
https://www.rba.gov.au/publications/smp/2020/nov/overview.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
While refinancing activity has declined since its peak in May, competition for borrowers is ongoing, with some lenders continuing to offer cash rebates to refinance from another lender. ... The proposed changes to responsible lending obligations would,
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
Overview
6 Feb 2020
SMP
– February 2020
Interest rates faced by both borrowers and lenders are now at very low levels.
https://www.rba.gov.au/publications/smp/2020/feb/overview.html
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
so do not default causing losses for the lender.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Sensitivity Analysis
13 Sep 2019
RDP
2019-09
Second, loan collateralisation reduces the risk exposure to the borrower. If the borrower defaults, the cash lender may recoup most (or all) of their investment by selling the collateral.
https://www.rba.gov.au/publications/rdp/2019/2019-09/sensitivity-analysis.html
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Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
Lenders have taken steps to ease loan payment obligations for households and businesses whose incomes have been adversely affected by the COVID-19 disruptions. ... While lenders have not made further changes to SVRs since the reduction in the cash rate
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html