Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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Domestic Financial Conditions
9 Aug 2019
SMP
– August 2019
Consistent with this, liaison with the major banks, mortgage brokers and non-ADI lenders indicates that competition for high-quality borrowers remains strong. ... However, consistent with the increase in loan approvals in June, in liaison some lenders
https://www.rba.gov.au/publications/smp/2019/aug/domestic-financial-conditions.html
The Effect of Steady Inflation on Interest Rates and the Real Exchange Rate in a World with Free Capital Flows
1 Feb 1991
RDP
9101
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1991/9101.html
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Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Only a few lenders decreased SVRs following the second 25 basis point cash rate reduction in mid March. ... In response to more difficult funding conditions, some non-ADI lenders have announced higher interest rates for new loans.
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
Graph 3.27. In early October, in response to risks associated with high and rising household indebtedness, APRA increased the serviceability assessment rate that it expects lenders to use to assess ... Banks have indicated in liaison that they are
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
Domestic Financial Conditions
6 Aug 2021
SMP
– August 2021
Similarly, the increased availability of consumers' banking data through the Consumer Data Right program (open banking) will facilitate sharing of data between consumers and lenders. ... In part, this reflects the earlier improvement in economic
https://www.rba.gov.au/publications/smp/2021/aug/domestic-financial-conditions.html
Agency Costs, Balance Sheets and the Business Cycle
1 Nov 1993
RDP
9311
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1993/9311.html
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Domestic Financial Conditions
10 Nov 2023
SMP
– November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 9 more results from "RDP 2021-01"