Search: overnight loans
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oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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The Global Financial Environment
10 Sep 2007
FSR
– September 2007
Spreads between three-month interest rates in the London inter-bank market and overnight indexed swap rates – which reflect the expected cost over the equivalent period of rolling inter-bank loans ... Lenders are, for example, less willing to provide
https://www.rba.gov.au/publications/fsr/2007/sep/global-fin-env.html
The Australian Financial System
10 Sep 2013
FSR
– September 2013
half. Banks' housing loan portfolios have benefited over the past couple of years from low interest rates and the tightening in mortgage lending standards after 2008; loans originated after this time ... In contrast to banks' housing loan portfolios, the
https://www.rba.gov.au/publications/fsr/2013/sep/aus-fin-sys.html
The Australian Financial System
21 Apr 2017
FSR
– April 2017
For example, mortgage originators' residential mortgage-backed securities (RMBS) are backed by higher shares of loans with low documentation and high loan-to-valuation ratios. ... Past-due loans are at least 90 days in arrears, but well secured.
https://www.rba.gov.au/publications/fsr/2017/apr/aus-fin-sys.html
The Australian Financial System
10 Sep 2007
FSR
– September 2007
reliance on brokers to originate loans; the wider availability of low-doc loans; and an increase in allowable loan-to-valuation ratios. ... The rapid growth of large-sized loans is consistent with a significant amount of business debt having been raised
https://www.rba.gov.au/publications/fsr/2007/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2009
FSR
– March 2009
As discussed below, while the arrears rate on the banks' loan portfolios has risen recently, it remains lower than in many other countries, particularly on housing loans. ... Many lenders have reduced their maximum loan-to-valuation ratios (LVRs), with
https://www.rba.gov.au/publications/fsr/2009/mar/aus-fin-sys.html
The Australian Financial System
10 Mar 2011
FSR
– March 2011
December 2010, despite an outright contraction in their loan books over this period. ... This reflects the ongoing shift in the composition of banks' loan portfolios towards housing loans, which typically attract much lower risk weights than business and
https://www.rba.gov.au/publications/fsr/2011/mar/aus-fin-sys.html
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
Over the past few years, loan-loss provisions associated with non-performing loans (NPLs) have explained much of the variation in bank profitability and valuations, both across advanced economy banking systems ... US credit growth has also picked up
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html
The Australian Financial System
10 Sep 2010
FSR
– September 2010
In the overall domestic loan portfolio, the importance of non-performing business assets (at 1 per cent of all loans) remains much higher than for housing lending (at just per cent) ... Indeed, some banks have recently eased housing lending standards by
https://www.rba.gov.au/publications/fsr/2010/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2010
FSR
– March 2010
Banks have continued to report very low NPL ratios for their domestic housing loan portfolios – which account for around 60 per cent of aggregate on-balance sheet loans. ... There has been some further reduction in maximum loan-to-valuation ratios (LVR
https://www.rba.gov.au/publications/fsr/2010/mar/aus-fin-sys.html
The Global Financial Environment
10 Mar 2008
FSR
– March 2008
banks are estimated to be sitting on about US$150–200 billion of such loans. ... Together with the general increase in credit spreads, this has prompted some banks to begin taking haircuts on these loans in order to sell them.
https://www.rba.gov.au/publications/fsr/2008/mar/global-fin-env.html