Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Boxes
31 Dec 2013
FSR
– 2013
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2013/boxes.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Lenders' non-performing loan ratios are therefore expected to rise only modestly from currently very low levels. ... Lenders have maintained sound lending standards to date, although there has been an increase in loans with high debt-to-income (DTI)
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Box C: A Closer Look at Housing Loan Arrears
10 Sep 2011
FSR
– September 2011
Data on securitised housing loans and liaison with lenders indicate that housing loan arrears rates have recently risen in all the mainland states, especially in Queensland (Graph C1). ... These periods tend to be associated with an increase in market
https://www.rba.gov.au/publications/fsr/2011/sep/box-c.html
Domestic Regulatory Developments
8 Oct 2021
FSR
– October 2021
This allowed lenders to again extend support to borrowers through loan payment deferrals, though in a more targeted way.
https://www.rba.gov.au/publications/fsr/2021/oct/regulatory-developments.html
Overview
12 Apr 2019
FSR
– April 2019
This would increase the risk of costly defaults for lenders if unemployment were to rise. ... Further price falls could also increase lenders' perceptions of the riskiness of housing lending, compounding the somewhat tighter availability of credit seen
https://www.rba.gov.au/publications/fsr/2019/apr/overview.html
Box A: Banks' Provisioning
10 Sep 2009
FSR
– September 2009
That is, there is often a tendency for both borrowers and lenders to take an optimistic view of risk during the ‘good times’, rightly or wrongly, and to quickly change their
https://www.rba.gov.au/publications/fsr/2009/sep/box-a.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
Under consumer credit laws, banks (and other lenders) are obliged to consider variations in the credit contracts of borrowers who are experiencing temporary financial hardship.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Overview
4 Oct 2019
FSR
– October 2019
These factors reduce the potential losses for lenders. Most households are comfortably making their current debt repayments, with the arrears rate low both by international standards and in absolute terms. ... for lenders.
https://www.rba.gov.au/publications/fsr/2019/oct/overview.html
Overview
10 Sep 2006
FSR
– September 2006
This strong growth is being accompanied by a significant increase in competition for business loans, with margins declining and a number of lenders taking steps to expand their business lending capabilities. ... The challenge for banks and other lenders
https://www.rba.gov.au/publications/fsr/2006/sep/overview.html
Overview
10 Mar 2006
FSR
– March 2006
As has been discussed at some length in previous Reviews, banks and non-bank lenders have moved away from many traditional lending practices. ... In particular, lenders now allow much higher debt-servicing and loan-to-valuation ratios, make low-doc loans
https://www.rba.gov.au/publications/fsr/2006/mar/overview.html