Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Household and Business Finances
8 Apr 2022
FSR
– April 2022
To alleviate near-term financial challenges, government disaster-relief payments and hardship assistance from lenders have been made available. ... It is important that lenders and borrowers consider the potential for falls in housing prices,
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
The methodology and definitions used in undertaking these calculations had varied substantially across lenders. ... However, most households choose to borrow much less than the maximum amount offered by lenders.
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
with other lenders and have subsequently refinanced with a non-conforming lender. ... For this reason, and the fact that originating a non-conforming loan is a relatively labour intensive and costly exercise for the lender, non-conforming lenders charge
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
List of tables
10 Mar 2006
FSR
– March 2006
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Box C: Risks in High-density Apartment Markets
12 Apr 2019
FSR
– April 2019
Foreign buyers have generally had more difficulty accessing finance and have reportedly needed to rely more on non-bank sources of finance (from offshore as well as Australian lenders). ... With the banks tightening their lending standards to developers,
https://www.rba.gov.au/publications/fsr/2019/apr/box-c.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
In recognition of the higher risks associated with IO loans, some lenders have introduced premiums on advertised interest rates for IO loans. ... which requires that lenders make loans that consumers will be able to repay without undue hardship.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html