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Household and Business Finances
12 Apr 2019
FSR
– April 2019
More recently, the introduction of comprehensive credit reporting from September 2018 for credit cards is enabling banks to see more complete information on borrowers' credit and store card debts and limits. ... Since credit assessments are based on
https://www.rba.gov.au/publications/fsr/2019/apr/household-business-finances.html
List of tables
10 Mar 2006
FSR
– March 2006
Sources:ABS; APM; RBA; REIA; Residex. Table 4: Personal Credit. Per cent. Component. ... Fixed. 52.7. 11.9. 9.7. Credit card. 25.0. 17.0. 12.1. Non-credit card revolving.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
List of tables
10 Sep 2007
FSR
– September 2007
March 2007, per cent. Share of banks'. total business credit. Year-ended growth. ... 0.6. 1. Credit card receivables. 0.5. 1. Other. 2.0. 3. Total.
https://www.rba.gov.au/publications/fsr/2007/sep/tables.html
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
The PSB also determined that new interchange standards will keep the weighted-average interchange fee benchmark for credit cards at 0.50 per cent, but lower the benchmark for debit cards ... To address issues of competitive neutrality, interchange-like
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
Credit Quality in the Australian Non-Government Bond Market
10 Mar 2004
FSR
– March 2004
Financial Stability Review – March 2004 Credit Quality in the Australian Non-Government Bond Market. ... As the range of mortgages securitised has broadened to include non-conforming loans, and other assets such as credit-card receivables have begun
https://www.rba.gov.au/publications/fsr/2004/mar/credit-quality-aus-non-gov-bond-mkt.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
The progressive expansion of Comprehensive Credit Reporting to cover mortgages, as well as credit cards, is unlikely to meaningfully reduce credit supply. ... More recently, the increased use of buy-now-pay-later services may be contributing to a decline
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Year-ended growth. Jan-07. Jan-06. Fixed. 52.3. 14.5. 9.5. Credit card. 27.0. ... 13.1. 11.8. Non-credit card revolving. 20.7. 7.1. 8.1. of which: secured by housing.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Domestic Regulatory Developments
8 Apr 2022
FSR
– April 2022
In conjunction with the information paper, APRA conducted a public consultation on an update of its credit risk management prudential standard. ... These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html
The Australian Financial System
10 Sep 2007
FSR
– September 2007
Strong competition has also been evident over recent years in the personal lending market, especially in credit cards. ... credit card debt, from nearly 85 per cent five years ago.
https://www.rba.gov.au/publications/fsr/2007/sep/aus-fin-sys.html
Financial Intermediaries
10 Mar 2007
FSR
– March 2007
Strong competition is also evident in the personal lending market, especially in credit cards. ... cards. Like other segments of the loan market, competition has been spurred by smaller players and newer entrants – foreign-owned banks, for example,
https://www.rba.gov.au/publications/fsr/2007/mar/fin-intermed.html