Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
Indebted owner-occupier household saving is largely in the form of payments into mortgage offset and redraw accounts. ... These borrowers face disincentives to prepay their mortgages and so are more likely to hold their savings in other forms.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
List of tables
20 Oct 2015
FSR
– October 2015
Table C.1: Mortgage Risk-weights Under the Standardised Approach to Credit Risk. ... Source: RBA. Table C1: Mortgage Risk-weights Under the Standardised Approach to Credit Risk.
https://www.rba.gov.au/publications/fsr/2015/oct/tables.html
List of tables
10 Mar 2012
FSR
– March 2012
Owner-occupier households with mortgage debt. Paid down more than $25,000. Took out more than $25,000. ... b) Per cent of owner-occupier households with mortgage debt. Source: HILDA Release 10.0.
https://www.rba.gov.au/publications/fsr/2012/mar/tables.html
Developments in the Financial System Infrastructure
10 Mar 2005
FSR
– March 2005
borrower. APRA has also recently reviewed the capital requirements that apply to lenders' mortgage insurers (LMIs). ... Currently, the regulatory framework applying to mortgage broking, and to finance broking more generally, is fragmented.
https://www.rba.gov.au/publications/fsr/2005/mar/dev-fin-sys-infra.html
Financial Stability Review – March 2006
10 Mar 2006
FSR
- March 2006
https://www.rba.gov.au/publications/fsr/2006/mar/
Household and Business Finances
20 Oct 2017
FSR
– October 2017
Regulators have responded to the build-up of risk associated with household mortgage lending with a sequence of measures. ... The constraints on mortgage finance could compound the weakness in some localised property markets.
https://www.rba.gov.au/publications/fsr/2017/oct/household-business-finances.html
List of tables
10 Sep 2013
FSR
– September 2013
Yes. Yes. Yes. (a). Yes. (a). No. (b). Yes. (a). Mortgages fully insured. ... Yes. (d). Yes. Yes. Yes. (d). Yes. Yes. Yes. (a) ‘Socially targeted’ mortgage insurance.
https://www.rba.gov.au/publications/fsr/2013/sep/tables.html
The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
Financial Stability Review – March 2015
25 Mar 2015
FSR
Financial Stability Review March 2015. Download the complete Review 1.2. MB. 37. KB. 623. KB. 497. KB. 46. KB. 293. KB. 48. KB. 74. KB. The material in this. Financial Stability Review. was finalised on 24 March 2015. ISSN 1449–3896 (Print). ISSN
https://www.rba.gov.au/publications/fsr/2015/mar/